In my opinion, she
could afford it,
but she was
too greedy and vain to desire owning, and living in, a
landed house, which she certainly could
not afford to buy in
Singapore, since she's certainly
not a "high SES" Sinkie; so she
failed or refused to overcome the
temptation to buy a
much cheaper (in terms of S$, of course) landed house in
JB when she was in her
early 40s.
She's now in her late 40s:
sammyboy.com/posts/2712559
and suffering the consequences of her big mistake,
but still trying to push the blame to others, both online and in real life.