credit card and their immoral sales tactic

[eErotica69]

Female ones then moan I can argue that I'm busy making love when they interrupted me.

You are right on this. Never say you are busy. But sometimes I will play with them. Ask them to send courier to my office then I reject the courier.

Very good answer. Sakali they make police report, you got to prove to the police that you are making love at that point in time (even if you are in office)!

 

[Ramseth]

trust me, they will still call, from other banks.

Trust me, they won't call again when I ask for their name, IC number and CEO name. They'll say sorry, nevermind and click off faster than you.

Telemarketing is not a problem for me. Counter teller banking is. Everytime asking me to buy insurance or unit trust. One day I may reach breaking point.

 

[eErotica69]

Trust me, they won't call again when I ask for their name, IC number and CEO name.

Most of these "banks" are not even bank staff to begin with. They are most probably from one of those Outsourcing Companies engaged by the banks.

Their opening line with be "Hello Mr Ramseth, this is (Pinoy or Ah Neh name) calling on behalf of Shitty Bank Singapore...."

:p

 

[Froggy]

They've stopped calling me after I have no more income in Singapore 7 years ago. What does this proof? CPF. In cohort with banks? Hmmmm these motherfuckers are selling our personal info to each other.

 

[StinkiePeasants]

Banks beg people, who don't need the money, to borrow from them.

But they refuse to lend to people who need the money the most.

How do they decide who to extend or refuse credit? By looking at credit reports.

 

[eErotica69]

Banks beg people, who don't need the money, to borrow from them.

But they refuse to lend to people who need the money the most.

How do they decide who to extend or refuse credit? By looking at credit reports.

You can get the info. But must have Singpass!

http://www.creditbureau.com.sg/

 

[Ramseth]

Most of these "banks" are not even bank staff to begin with. They are most probably from one of those Outsourcing Companies engaged by the banks.

Their opening line with be "Hello Mr Ramseth, this is (Pinoy or Ah Neh name) calling on behalf of Shitty Bank Singapore...."

:p

Ram : Sounds interesting, come over to the coffeeshop downstairs of my home and let's discuss over it.

Telemarketer : Sorry dah dey, I'm in Mumbai dah dey.

Ram : Nevermind dah dey, if you come Singapore, I hire you fix my toilet.

Telemarkerer : Thank you sir, but my visa not approved, income too low.

 

[erection2015]

3 guys talking eh ah Ram?:o

Ram : Sounds interesting, come over to the coffeeshop downstairs of my home and let's discuss over it.

Telemarketer : Sorry dah dey, I'm in Mumbai dah dey.

Ram : Nevermind dah dey, if you come Singapore, I hire you fix my toilet.

Telemarkerer : Thank you sir, but my visa not approved, income too low.

 

[hokkien]

Very true, they share certain info

They've stopped calling me after I have no more income in Singapore 7 years ago. What does this proof? CPF. In cohort with banks? Hmmmm these motherfuckers are selling our personal info to each other.

 

[Froggy]

Banks beg people, who don't need the money, to borrow from them.

But they refuse to lend to people who need the money the most.

How do they decide who to extend or refuse credit? By looking at credit reports.

As the saying goes they give you an umbrella when it's not raining but will be merciless to want it back when it's raining.

 

[eErotica69]

Very true, they share certain info

Bro, that is not true.

You can make such false statements here behind a PC. But better not do so in real life or Facebook. Otherwise you can kanaa sue jilat jilat!!

 

[Ramseth]

Lender : I stated the terms, conditions and interests clearly and he agreed to it freely.

Borrower : But the interests are higher than banks and credit cards.

Judge : Why did you agree then if you think it's too expensive or unreasonable?

Borrower : I have no other choice, the banks wouldn't lend me.

Lender : It's his problem, isn't it? Just like banks, I'm not running a charity.

Judge : Holy shit, I'll resign tomorrow and go back to private legal practice.

 

[streetsmart73]

Just tell them you only earn 1k a month. That fellow will put down the phone faster than you.

hi there


1. bro, good one!
2. i am positive the 1k thing sure works.

 

[streetsmart73]

Very true, they share certain info

hi there


1. bro, bingo!
2. yes, sharing & buying some common pool of information.

 

[streetsmart73]

on and off, i will get phone calls to ask me to apply credit card, when i say not interested, then they will pester me to apply for their credit line. i am very put off with these kind of immoral tactics just to get you hooked on the credit facility. chances are that you will fall into the pit hole dug by the banks.
i seriously hope that the authority can stop these banks and can come out ways to stop the sales pple from luring naive sinkies into these pit holes.:oIo::oIo::oIo:

what say you?:o

hi there


1. hot, i am holding some corporate position & do share similar sentiments on such cold-calling things from cc cos.
2. my take: just give some ridiculous things like: you are in some meetings, or going out etc.
3. get them to call back at some specific time.
4. when they call, just ignore the call.
5. honest, i am most hostile when the cold-caller is some foreigner:: be it prc, pinoy or ah neh.
6. at times, i literally verbally abuse the caller.
7. unfortunately, some calls were from corporate referrals too.

 

[sleaguepunter]

The most irritating ones are those pinoys. They just speak and speak without giving you a chance to answer them. Next time, if a pinay calls me, I will moan on the phone

what i normally did was just put down the handphone on the table at arm length and let the bugger talk to the air while i continue with what i was doing. anyway in coming are free, no harm done.

 

[sleaguepunter]

As the saying goes they give you an umbrella when it's not raining but will be merciless to want it back when it's raining.

u cantonese? there a cantonese phrase for it.

 

[hotbot]

the best part is that when i told them i don;t qualify to put them away, their tone changed! fuck up right?

 

[vamjok]

u all even bother to talk to them?

for me when i hear a voice that sounds like prc or pinoy when they say "hi i am from xxx bank", normally halfway before they can complete saying the word bank i already hang up.

 

[Jah_rastafar_I]

just hang up or fuck the person before hanging up.