i see bros here banging each other heads over healthcare insurance which they themselves also not sure of.
i give an living example of the medicshield plan.
a relative currently only few yrs shy of 50yo suffer a stroke and internal bleeding of the brain.(i dunno the medical term) total medical bill currently stand at almost $60k, no pte insurance but lucky upgraded ntuc shieldplan(not the best, just average) so at least his parents and siblings wont be hit by a massive bill by the time he discharge as his coverage is $100K(i think, heard from his sister). That plan pay from the CPF ordinary a/c annually. Also he didnt opt out of eldercare plan, so he entitled to a couple hundred $$ a month, not much i admit, but still better than nothing. The main concern is not hospitalisation cost but the after care cost. How the hell his parents going to afford to hired a caregiver for him when he dischaged from hospital?
i admit healthcare is expensive, so ppl who can afford should buy adequte insurance coverage for themselves since ppl who earn up to $100k annual pay less than $4k in taxes. surely can spend $3-5k on insurance for themselves. As for the bulk of the population, at least buy the shieldplan from ntuc or other insurance companies as it pay via cpf and cost a couple hundred annual. no need agrue about national healthcare coverage as there no way pap will go for it. be pratical, since already know no free healthcare, why it want to gamble with one own health?
after seeing what happen to my relative, i just upgraded the aia healthshield i already have to a better one, at least no need to worry abt hospitalisation cost in the future. but having said that, i do want the healthcare cost to come down. healthcare workers, ie nurse and doctors are not exactly well pay. a houseman get ard $3k per month only. the real killer are those fat cats who gave themselves all sort of fancy titles whose works are just admin work and tok cock get ard $20k per month and gave themselves at least 6mths bonus annually. imagine how many more nurses and doctors can be hired by just getting rid one of these JLBs. ppl such as ex nkf chairman.