Need some views from the serious investors here.....

[krafty]

another of the wine investments...

http://www.btinvest.com.sg/wealth/wealth-planning/investment-scams-rise-recent-years-case-20130902/

 

[Tuayapeh]

Some quick questions:
- how much bullets are you investing?
- Do i interprete correctly that your definition of relatively-safe = minimum or no risk capital-loss?
- what is an acceptable after-tax yield to you?

300k with no loss on capital, anything above 3% is wishful??

 

[Runifyouhaveto]

300k with no loss on capital, anything above 3% is wishful??

No handsome brother, you are extremely reasonable.


last week, UOB issued 3.5% bonds, callable in 2020.
$250K per lot
http://infopub.sgx.com/FileOpen/UOB-A2014-61.ashx?App=Announcement&FileID=297175
fully placed out, first day of trading on 22 May, you can either buy from grey-market (before listing) or first day of trading in secondary market.


Alternatively, you can buy OCBC 4%, closed to par-value (slight premium), currently bid 100.1 - Ask 100.6
$250K per lot, callable in 2018 Jan.
http://www.poems.com.hk/en-us/product-and-service/bonds/bonds-information/?id=93922


I believe you will agree that bond UOB and OCBC are ultra-safe right? Both coupons are tax-free.

PS: Please check with your bank RM, some stock remisiers do handle secondary market trades, but most wouldn't.

 

[Tuayapeh]

No handsome brother, you are extremely reasonable.


last week, UOB issued 3.5% bonds, callable in 2020.
$250K per lot
http://infopub.sgx.com/FileOpen/UOB-A2014-61.ashx?App=Announcement&FileID=297175
fully placed out, first day of trading on 22 May, you can either buy from grey-market (before listing) or first day of trading in secondary market.


Alternatively, you can buy OCBC 4%, closed to par-value (slight premium), currently bid 100.1 - Ask 100.6
$250K per lot, callable in 2018 Jan.
http://www.poems.com.hk/en-us/product-and-service/bonds/bonds-information/?id=93922


I believe you will agree that bond UOB and OCBC are ultra-safe right? Both coupons are tax-free.

PS: Please check with your bank RM, some stock remisiers do handle secondary market trades, but most wouldn't.

swee!!!!


i go call the broker now and ask him whats the pricing ....if hengheng some ukraine shit is happening again I might just get in at lower than par heeheehee

 

[Runifyouhaveto]

swee!!!!


i go call the broker now and ask him whats the pricing ....if hengheng some ukraine shit is happening again I might just get in at lower than par heeheehee

These are two finest safe examples because Tuayapeh very reasonable to seek 3%pa.

most brokers are lazy to handle these, if your broker tell u "don't know", u can check with your priority/premier/private banking RM

 

[Tuayapeh]

yeah but the last time I dealt with some cheebye from HSBC premier that fucking bastard conned me into buying some fucking accumulators which luckily turned in some profit before I gave him a severe fucking he wont so soon forget.....


cheebyekiah....hell money also dare to cheat heeheeheehee

 

[krafty]

may i ask why'd UOB and OCBC issue bond at time like this, is it for funding or "goodwill"???:o

No handsome brother, you are extremely reasonable.


last week, UOB issued 3.5% bonds, callable in 2020.
$250K per lot
http://infopub.sgx.com/FileOpen/UOB-A2014-61.ashx?App=Announcement&FileID=297175
fully placed out, first day of trading on 22 May, you can either buy from grey-market (before listing) or first day of trading in secondary market.


Alternatively, you can buy OCBC 4%, closed to par-value (slight premium), currently bid 100.1 - Ask 100.6
$250K per lot, callable in 2018 Jan.
http://www.poems.com.hk/en-us/product-and-service/bonds/bonds-information/?id=93922


I believe you will agree that bond UOB and OCBC are ultra-safe right? Both coupons are tax-free.

PS: Please check with your bank RM, some stock remisiers do handle secondary market trades, but most wouldn't.

 

[Runifyouhaveto]

may i ask why'd UOB and OCBC issue bond at time like this, is it for funding or "goodwill"???:o

Many local banks are issuing Tier-1 bonds = redeemed last among all issued bonds, if bankrupted
This is to meet the BASEL-III banking requirement = need more capital to do bigger business

So as ordinary shareholders do not want to dilute their holdings in the banks, they went on to issue these Tier-1 bonds.

 

[Runifyouhaveto]

yeah but the last time I dealt with some cheebye from HSBC premier that fucking bastard conned me into buying some fucking accumulators which luckily turned in some profit before I gave him a severe fucking he wont so soon forget.....

cheebyekiah....hell money also dare to cheat heeheeheehee

RUN is impressed. Sir, the commission for RM for selling you i-kill-u-later is much higher than selling u bonds.
Tuayapeh must be worth at least $2m to be eligible to touch i-kill-u-later (accumulators).

 

[krafty]

thks bro, where they going to do their big business, any spotlight?:o

Many local banks are issuing Tier-1 bonds = redeemed last among all issued bonds, if bankrupted
This is to meet the BASEL-III banking requirement = need more capital to do bigger business

So as ordinary shareholders do not want to dilute their holdings in the banks, they went on to issue these Tier-1 bonds.

 

[Runifyouhaveto]

thks bro, where they going to do their big business, any spotlight?:o

Let's use OCBC as example. Recently they makan Wing Hang Bank. Very siong. They took up a massive temporary 1-year loan from fella big-banks and during this transition period (this year), they should be issuing/have issued more SGD or USD perpetual bonds (tier-1) to shore up their balance sheets.

 

[Tuayapeh]

Let's use OCBC as example. Recently they makan Wing Hang Bank. Very siong. They took up a massive temporary 1-year loan from fella big-banks and during this transition period (this year), they should be issuing/have issued more SGD or USD perpetual bonds (tier-1) to shore up their balance sheets.

yeah good time to sweep up the 4% they throwing out indeed.........

 

[Runifyouhaveto]

yeah good time to sweep up the 4% they throwing out indeed.........

interest rates are lower now. In the past, OCBC and DBS gives 5-6%.

 

[yinyang]

RUN, if I can tap on your wisdom on bank RM thingy. Got some loose change in 2 funds Aberdeen and Schroders, with bias on asian markets. One, I got steady (monthly) dividends, given my low risk profile. A new hot shot in HSBC, advises me to consider move to more euro bias. Thinks US and emerging euro markets are worthwhile. Truth be told, if not for the dividends.. nothing to shout about on capital sums.. languishing :o.

Thinking of going into locally ETF, at least be in control of (small) pocket money fortunes. But knife cuts both ways, ie needs constant and active watch. :p Excuse this ignomarus

 

[krafty]

wow...OCBC still need to take loan from bigger banks, it's undervalued, i heard they hold more commercial properties than other local banks. hmmm...maybe they refuse to sell at time like this...logical...up your rep.

Let's use OCBC as example. Recently they makan Wing Hang Bank. Very siong. They took up a massive temporary 1-year loan from fella big-banks and during this transition period (this year), they should be issuing/have issued more SGD or USD perpetual bonds (tier-1) to shore up their balance sheets.

RUN, if I can tap on your wisdom on bank RM thingy. Got some loose change in 2 funds Aberdeen and Schroders, with bias on asian markets. One, I got steady (monthly) dividends, given my low risk profile. A new hot shot in HSBC, advises me to consider move to more euro bias. Thinks US and emerging euro markets are worthwhile. Truth be told, if not for the dividends.. nothing to shout about on capital sums.. languishing :o.

Thinking of going into locally ETF, at least be in control of (small) pocket money fortunes. But knife cuts both ways, ie needs constant and active watch. :p Excuse this ignomarus

euro zone, stay out better...

http://www.marketpulse.com/20140519/ecb-urged-buy-bailout-bonds/

 

[Runifyouhaveto]

RUN, if I can tap on your wisdom on bank RM thingy. Got some loose change in 2 funds Aberdeen and Schroders, with bias on asian markets. One, I got steady (monthly) dividends, given my low risk profile. A new hot shot in HSBC, advises me to consider move to more euro bias. Thinks US and emerging euro markets are worthwhile. Truth be told, if not for the dividends.. nothing to shout about on capital sums.. languishing :o.

Thinking of going into locally ETF, at least be in control of (small) pocket money fortunes. But knife cuts both ways, ie needs constant and active watch. :p Excuse this ignomarus

Sir, please dont say that. RUN lost a lot of money to learn all these nonsense. I assume u are talking about equity ETF (needs constant n active watch)

If you talk about geographical segmentation, most investors like you should be looking at capital gains, dividend yields are just small cherries-on-the-cake (bonus). RUN prefers to narrow down to industrial segmentation, eg. property funds, IT funds, resources funds, service-sector, etc

For equities-related ventures (eg. shares or ETFs), you got to decide, how much you are prepared to lose and how much returns are you targeting.

 

[Runifyouhaveto]

wow...OCBC still need to take loan from bigger banks, it's undervalued, i heard they hold more commercial properties than other local banks. hmmm...maybe they refuse to sell at time like this...logical...up your rep.

Yes, my Dear Leader. OCBC has a lot of hidden lowly-valued land plots in their bank and subsidiaries. That's why they are one of the safest banks in the world

The massive loan for Wing Hang bank is just temporary.
http://www.reuters.com/article/2014/04/02/winghang-ocbc-loans-idUSL4N0MU1OF20140402
I project that they need preference shares/ tier-1 bonds in 2014 and 2015 because of this takeover, besides the interest rate environment is really favourable now.

 

[krafty]

wing hang may not be a good buy, if china is their intentional target, they may as well buy up stakes in chinese banks instead. HK is just a colony...just my humble view...maciam some ego-centric characters trying to prove to hongkies that sinkies are better.

Yes, my Dear Leader. OCBC has a lot of hidden lowly-valued land plots in their bank and subsidiaries. That's why they are one of the safest banks in the world

The massive loan for Wing Hang bank is just temporary.
http://www.reuters.com/article/2014/04/02/winghang-ocbc-loans-idUSL4N0MU1OF20140402
I project that they need preference shares/ tier-1 bonds in 2014 and 2015 because of this takeover, besides the interest rate environment is really favourable now.

 

[GramStroker]

interest rates are lower now. In the past, OCBC and DBS gives 5-6%.

Right pref shares were 5-6%, but diff class risk is slightly higher than bonds right albeit still ultra safe.
Also 5.5% & 5.1% is if buy in at 100.

Perhaps they see fed rate hike yr end so shore up some reserves

 

[Runifyouhaveto]

wing hang may not be a good buy, if china is their intentional target, they may as well buy up stakes in chinese banks instead. HK is just a colony...just my humble view...maciam some ego-centric characters trying to prove to hongkies that sinkies are better.

Dear Leader, someone from OCBC leadership was from HK, so HK is preferred.