I think the procedure is fine and acceptable..
In fact I think their mortage rate at around 4% is also very responsible.. I can imagine what kind of property price will be if Malaysia drop interest rate to less than 1% like Singapore one day.. which mean there are still lots of room for price to go up.. When Singapore property interest goes back to 4% as before, I am curious to know how much the price will drop..
What is their turnaround time? 3 dys?
Any good banks to recommend?