Thanks everyone for sharing about Bumi especially Aisanbo. Don't listen to the banks (especially banks) or even to the developers, seek legal help from reputable legal folks as they are best placed to give it.
If i followed the advice from the 3 banks, i would still be without anything in Johore.
This was what they told me and others:
1. Foreigners cannot get housing loan under any circumstances
2. Foreigners cannot buy house, apartment or landed property under any circumstances
3. Foreigners cannot buy Bumi released units even if its on International lot or on foreigner gazetted land
4. Foreigners cannot open a current account - Separate note, heard that Allianz has finally reversed their decision, now they allow just like Hong Leong Bank(formerly EON).
5. Foreigners cannot get car loan under any circumstances
These are all the misinformation, just be aware and seek professional or legal help