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Chitchat Breaking news ! Ginfreely is Very Kind Lady

@ginfreely can my uncle know why you keep writing to st forums ? KNN is it you thought by doing that you are a contributor to the society ? KNN but you have been fired for being a slut so you are a unemployed loser KNN unemployed losers is definitely a pest to the society KNN stop oaring your cb with st forum from today can ? KNN
Hey you Cantonese son of slut sure love to repeat lies when I was fired for shouting at LJ Mccully endorsing sexual harassment is a fact.
 
Disgraced Accountant Very Kind Lady, behaved like an old slut in office, got sacked!
Victim of vicious online bullying is called disgraced according to you shameless liar son of slut coward criminal bully hiding in rat hole posting all my public contributions to society as if those are shameful acts.
 
Victim of vicious online bullying is called disgraced according to you shameless liar son of slut coward criminal bully hiding in rat hole posting all my public contributions to society as if those are shameful acts.

My public contributions to society writing to st forum is best proof that I am a rare good person who speaks up against injustice not just for myself but for others that got nothing to do with me. Apparently this is a rare trait to shameless coward bullies here with you die your business mentality and such bullies are the ones that love to act victim to complain bullied by government.
 
Hey you Cantonese son of slut sure love to repeat lies when I was fired for shouting at LJ Mccully endorsing sexual harassment is a fact.
Putting the leeson aside the fact is your were fired then you still think you are a contributor to the society and keep writing to st forum ? KNN your cb very very itchy and suck pap cock is it KNN
 
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Putting the leeson aside the fact is your were fired then you still think you are a contributor to the society and keep writing to st forum ? KNN
Hey Cantonese dog you sure love to tell lies when I was already writing to st forum before I was unjustly fired.
 
Apparently, Miss Very Kind Lady had also written to the ST Forum in March 2006, letter titled 'Why do existing customers pay a higher 2nd-year rate?'.

Other people had responded and referred to her letter. Her letter couldn't be found. The libraries might have it on microfilm archives.
Information archiving and retrieval in Sinkieland is still third world standard. :rolleyes:

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http://personalaccidentinsurancefaq.../banks-charge-differently-from-what-they.html

April 4, 2006
Banks charge differently from what they say

I refer to the letter from Very Kind Lady, “Why do existing customers pay a higher 2nd-year rate?” (ST March 31)

Very Kind Lady took a floating rate home-loan from United Overseas Bank (UOB). The loan is now in its second year and it costs 4.05 per cent. However, UOB’s advertised second year rate is only 3.5 per cent.

The 3 local banks offer identical home-loan rates and our family had a similar experience with a different bank. Our year 2 home loan rate shot up to 3.85 per cent while the quoted rate is also 3.5 per cent.

I looked into this and found there is no relation between the rates banks quote and the rates they charge. In fact, a loan officer told me, "The variable rates we tell customers does not obligate the bank in any way."

It turns out that how much you pay depends on the bank’s "board rate". Each bank has many board rates and can re-set them at any time. This determines how much a borrower must pay for a variable rate home-loan. It is independent of a bank’s advertised rates.

Larry Haverkamp

Wow 4.05% interest rates for home loan!!
 
You are another self admitted Malaysian and Cantonese evil dog son of slut whore spamming lies here.
Hey my lifespan is limited and cannot spend more time answering posts by evil vicious coward bully Malaysian hiding in this rat hole spamming cheap and dirty lies of me because they are cheap and dirty themselves.
 
Hey my lifespan is limited and cannot spend more time answering posts by evil vicious coward bully Malaysian hiding in this rat hole spamming cheap and dirty lies of me because they are cheap and dirty themselves.
What a disgrace Malaysian and sinkie traitor dogs are harassing me for years over online falsehoods and then act victim complain government bully them. You disgraced doggies only way to win rare good people like me is to spam cheap and dirty lies hiding in this rat hole indeed.
 
What a disgrace Malaysian and sinkie traitor dogs are harassing me for years over online falsehoods and then act victim complain government bully them. You disgraced doggies only way to win rare good people like me is to spam cheap and dirty lies hiding in this rat hole indeed.
Just remember you cheap and dirty doggies are partners in crime with kt latha stealing slandering and harassing me a virgin a slut whore mistress and let justice come to you in all forms for the evil that you did to me.
 
What a disgrace Malaysian and sinkie traitor dogs are harassing me for years over online falsehoods and then act victim complain government bully them. You disgraced doggies only way to win rare good people like me is to spam cheap and dirty lies hiding in this rat hole indeed.
You fucking chibye bastard chibye bin KNN dig your karchng kang KNN
 
Hey my lifespan is limited and cannot spend more time answering posts by evil vicious coward bully Malaysian hiding in this rat hole spamming cheap and dirty lies of me because they are cheap and dirty themselves.

Are you dying soon?
 
Are you dying soon?
You son of slut can dream on. I have limited lifespan is a fact but I am not going to die because of you cheap and dirty doggies hiding in rat hole spamming cheap and dirty lies of me. Pui your slut mother wife daughters phua cb!
 
You son of slut can dream on. I have limited lifespan is a fact but I am not going to die because of you cheap and dirty doggies hiding in rat hole spamming cheap and dirty lies of me. Pui your slut mother wife daughters phua cb!
What a disgrace Malaysians and Indians are viciously bullying me for years hoping that I will go die. Pui!
 
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