I started to earn good salaries in my late 20s to mid 30s.
Unfortunately I wasn't a wise men then and didn't have the habit of saving.
I spent all my good incomes with cars, travels, and treating people unnecessarily. The thought of retirement planning never crossed my mind.
The day when I was terminated from my good income job due to some greedy crimes committed, it was a wakeup call for me.
But I was able to get another job within 2 months, at a 40% cut. At that time the industry I worked in started the outsourcing trend, suppressing salaries.
From then onwards, I knew the importance of savings.
I started to be very careful of my expenditures and I saved about 80% of my salary every month.
I also realised I was not going to be a slave for later part of my life I.e 55 onwards. This thought made me the discipline to save more and more, sometimes even 90% of it. With aws and perf bonus 100%.of it.
I carried the same mindset for the next 20 years.
Last year when I looked at my bank account, I decided I was almost ready.
But before I threw the towel, I started to do my researches on all the means to exploit pap for any extra incomes being an unemployed jlb.
At the same time, I had already fully commissioned my soccer bettings secret code.
I'm not a greedy person, so I set a target that is achievable, and uat it for a few months.
I was then ready to take the plunge and I threw the towel to much astonishment from all my peers. They thought I striked Toto and was envying me even upto today.
I'm now a financially free person and the relieve of not requiring to Leeport to anyone is the best feeling I ever had, compared to the time of having high incomes driving cars.
