Re: HDB rental
I see , thanks for valuable info . Quite a hassle even to rent out a flat that is rightfully yours.
I see , thanks for valuable info . Quite a hassle even to rent out a flat that is rightfully yours.
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Living in JB 2 (Johore)
- Thread starter wuqi256
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Re: HDB rental
Aiayah bro where got rightfully ours. Its leased to us for 99yrs only
. As lessee we hv to abide with all the grandfather rules n regulation. Cannot do this cannot do that. Flout this then u hv to p.a.p.
Aiayah bro where got rightfully ours. Its leased to us for 99yrs only
. As lessee we hv to abide with all the grandfather rules n regulation. Cannot do this cannot do that. Flout this then u hv to p.a.p.Re: Agents' commission
Could not agree more. I feel that one needs to do enough homework and makes as good an evaluation of the odds as one can. Then if the net expected gain seems good enough, the plunge and let nature takes over.
Could not agree more. I feel that one needs to do enough homework and makes as good an evaluation of the odds as one can. Then if the net expected gain seems good enough, the plunge and let nature takes over.
Re: Agents' commission
http://therealsingapore.com/content/letter-christian-asking-singaporeans-forgive-pastor-hong-kee
Interesting...
http://therealsingapore.com/content/letter-christian-asking-singaporeans-forgive-pastor-hong-kee
Interesting...
Re: Agents' commission
I am not exactly a superstitious person. But when one is hit with a series of bad lucks in a short interval, I think it would be wise to do as little as possible for a some time as you said.
I am not exactly a superstitious person. But when one is hit with a series of bad lucks in a short interval, I think it would be wise to do as little as possible for a some time as you said.
Is it true Msian juz need to dep M$1k to pur a property and can borrow 100% loan?
True for the 100% loan. Only Offered by Bank Simpanan Nasional for msian only if not mistaken.
For 1st home property purchase only i think
Hmmm....those WP/EP really have to depend on tiny red dot economy. The moment latter in recession mode or any other financial crisis (Greek for eg), I dread to tink of their consequences...matters on loan repayment especially.
Re: Agents' commission
Ordered some furniture from two JB furniture shops and was chit chatting with the Malaysian sales persons. Coincidentally both have worked in SG before and both said they are very happy to return to work in JB. One said due to age, the other said due to stress.
They said it is very relax to work in JB, serving only two or three walk in customers a day and can meet target already. Other time just sit down and relax. Btw one if them said her salary is Rm5k and with some profit sharing and her lorry driver is paid more than Rm3k.
Ordered some furniture from two JB furniture shops and was chit chatting with the Malaysian sales persons. Coincidentally both have worked in SG before and both said they are very happy to return to work in JB. One said due to age, the other said due to stress.
They said it is very relax to work in JB, serving only two or three walk in customers a day and can meet target already. Other time just sit down and relax. Btw one if them said her salary is Rm5k and with some profit sharing and her lorry driver is paid more than Rm3k.
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Hi bro whoami,
There are a few factors to consider:
1. Banks will only lend based on the financial aspects of the buyer. As in one will still need to be able to pass the bank criteria, minimum monthly salary to qualify.
2. They are still strict with the loan quantum generally and the wage/salary restricts some buyers to only specific developments
3. Its only for the first property, subsequent one will get lesser and the third one at 70%.
4. There are other types of properties, low cost, medium cost around with which people of different financial background can consider.
Yes, according to learned bros here, its not that easy to apply for 100% though as well as not all banks do it.
Re: HDB rental
Hi Jasonjst, the sad truth is:
1. We don't own it - We can be "evicted" out anytime if any rules are contravened. - What kind of house you "own" when you can be evicted?
2. We pay property tax but anything wrong with the unit, including leaks, falling windows are your problem alone.
3. Any property is subject to SERS and you have to apply and service a new loan all over again even if your unit has been paid up.
4. Hard to "downgrade", harder even to get another place after selling off ones place to take advantage of the "appreciation"
Hi Jasonjst, the sad truth is:
1. We don't own it - We can be "evicted" out anytime if any rules are contravened. - What kind of house you "own" when you can be evicted?
2. We pay property tax but anything wrong with the unit, including leaks, falling windows are your problem alone.
3. Any property is subject to SERS and you have to apply and service a new loan all over again even if your unit has been paid up.
4. Hard to "downgrade", harder even to get another place after selling off ones place to take advantage of the "appreciation"
Re: Agents' commission
Agree, when i have days like that, the persistent streak in me makes me continue but some days i just want to hide in a hole. :(
Agree, when i have days like that, the persistent streak in me makes me continue but some days i just want to hide in a hole. :(
Re: Agents' commission
Well, Gomorrah and Gonorrhea are two very different things
That is not so relevant to the topic of this conversation but one interesting thing was the last sentence of that letter: "I pray that it will be like Sodom and Gonorrhea".
Well, Gomorrah and Gonorrhea are two very different things
Yes, I think around 1.1 mil is the market rate now. As you say Bare means only basic like flooring and wiring done, I see that most landed properties are of this standard unless showhouse or condo.
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