Living in JB

[avalon74]

New water plant, what is that? Is it same as waste treatment plant? Didn't know about it, only know there is a waste treatment plant at Seletar area, that one can smell it when drive past..

I may be mistaken but remembered seeing some sign boards previously.. its still under construction & loads of FT going in/out of the place..

 

[arsenal]

Can any bros here confirm if a local write me a cheque of say 200K Rm, can I deposit it into my account in Malaysia?

Hi YongLip,

I just heard if one is not a Malaysian, if he wants to bank transfer money from his Singapore bank to Malaysia bank, the max transfer per day is 10K..

It that true? Have you tried transferring money from Singaproe CIMB to Malaysia CIMB as non citizen?

Rgds






hi bro..i dont know your 10K is RM or Sing.

There is a max daily limit of RM20K from Sing to M'sia. You can adjust this limit online also..bloody convenient.

You can however circumvent this limit by

1. trans first to own account from CIMB Sing to CIMB M'sia (MAX RM20k)
2. trans to 3rd party account (which is actually the same own account in CIMB M'sia). Also MAX RM20K

in other words, daily RM40K or around S$16K+ per day is possible. I just did it..How i know it works, cos you have visbility of your RM account in CIMB M'sia from your CIMB Singapore online banking page (by using CIMB Singapore Clicks)...instantaneous credit!....the beauty of modern technology..sweet!! do note that it will take about a week for CIMB Sing to process the link up. The online page has the details for the link up request and transfer.

The bank only earn on the exchange rate and nothing else...sweeter..

today's rate is 2.445...of course cannot compare to cash rate la...but super safe and super fast. hahaha. cheers bro.

 

[Analytical Professor]

if a local as in malaysian local ? and then u deposit i malaysia ?

Why not?

ofcourse you can as long as you have an account

Different issue you may be flagged by the bank authorities to the IT dept... he he....

May or may not...

Can any bros here confirm if a local write me a cheque of say 200K Rm, can I deposit it into my account in Malaysia?

 

[arsenal]

I really hope it is why not..

since TT money to my account in Malaysia is already so restrictive.. Hope that next time if I want to transfer money out of Malaysia, I won't have the same problem like the CLOB case..

So I can't TT say 200-300K to my bank account in Malaysia.. Can a Malaysian friend or a malaysia company TT or write me a cheque to my malaysian bank account?

Any comments from guys who did that before? I am on HSBC flexi loan scheme and I also want to put some money into my bank account in Malaysia to offset the interest..

if a local as in malaysian local ? and then u deposit i malaysia ?

Why not?

ofcourse you can as long as you have an account

Different issue you may be flagged by the bank authorities to the IT dept... he he....

May or may not...

Can any bros here confirm if a local write me a cheque of say 200K Rm, can I deposit it into my account in Malaysia?

 

[arsenal]

One last basic question.. I know I can write a Singapore cheque to a malaysia company such as property developer. Can I write a cheque to my Malaysia account? If I receive a malaysia cheque, can I deposit that into my Malaysia account? The restriction is just TT or bank transfer only right? Can a Malaysian TT large sum of money to my Malaysia account?

I really hope it is why not..

since TT money to my account in Malaysia is already so restrictive.. Hope that next time if I want to transfer money out of Malaysia, I won't have the same problem like the CLOB case..

So I can't TT say 200-300K to my bank account in Malaysia.. Can a Malaysian friend or a malaysia company TT or write me a cheque to my malaysian bank account?

Any comments from guys who did that before? I am on HSBC flexi loan scheme and I also want to put some money into my bank account in Malaysia to offset the interest..

if a local as in malaysian local ? and then u deposit i malaysia ?

Why not?

ofcourse you can as long as you have an account

Different issue you may be flagged by the bank authorities to the IT dept... he he....

May or may not...

 

[wuqi256]

Can I write a cheque to my Malaysia account? If I receive a malaysia cheque, can I deposit that into my Malaysia account? The restriction is just TT or bank transfer only right? Can a Malaysian TT large sum of money to my Malaysia account?



Bro Arsenal, you can definitely have a MYR local cheque to be deposited into your account.
You can also TT money from SG straight to your account, that is not an issue though normally
they restrict it to 10k MYR a day. There are other ways to get $$$ in and out or if you really
trust a friend(not really advisable unless you really trust or its a relative that you really trust),
then TT it to him and then from him to your account.

I have accounts here for shares as well and its quite ok, i guess they relaxed a bit.

 

[wuqi256]

This was what i was discussing long long ago.... When i was clamped down....

I believe for a place to thrive the fundamentals must be super strong

....places of higher education and an abundance of these

...jobs up the value chain

... Higher wages and purchasing power amongst others


Below is a good start

Don't be anymore bro, the last time we had to watch ourselves as there was people very ready to accuse us of trying to lead people astray, cheat people of their money by asking them to invest and then draw out the carpet from beneath their feet once they have got here. 2 years have passed and we are still here.

I guess things are starting to speak for themselves now. I no longer conduct tours as there are simply too many these days to entertain. I will still help but only those i find who are willing to help others as well. Meanwhile, I just concentrate on work and help out my wife in her growing business. I sort of know the winds of change arrived at the 2nd quarter of this year when more than 1 local said to me, should have bought more.

Bros, BH is ok, ND is still my choice between the 2 as its location is still ok. As i said before, something bad in the house, i can still change, something bad in the location, would be much harder to fix especially if its not something easily rectified.

 

[Investor]

Hi YongLip,

I just heard if one is not a Malaysian, if he wants to bank transfer money from his Singapore bank to Malaysia bank, the max transfer per day is 10K..

It that true? Have you tried transferring money from Singaproe CIMB to Malaysia CIMB as non citizen?

Rgds

Can any bros here confirm if a local write me a cheque of say 200K Rm, can I deposit it into my account in Malaysia?

One last basic question.. I know I can write a Singapore cheque to a malaysia company such as property developer. Can I write a cheque to my Malaysia account? If I receive a malaysia cheque, can I deposit that into my Malaysia account? The restriction is just TT or bank transfer only right? Can a Malaysian TT large sum of money to my Malaysia account?

I really hope it is why not..

since TT money to my account in Malaysia is already so restrictive.. Hope that next time if I want to transfer money out of Malaysia, I won't have the same problem like the CLOB case..

So I can't TT say 200-300K to my bank account in Malaysia.. Can a Malaysian friend or a malaysia company TT or write me a cheque to my malaysian bank account?

Any comments from guys who did that before? I am on HSBC flexi loan scheme and I also want to put some money into my bank account in Malaysia to offset the interest..

By Malaysian Law-
For bank account in Malaysia under a foreigner's name - Daily deposit limit is RM10,000. That's it!

There are many loopholes whereby you can deposit more than RM10,000/day because the limit is not set in bank's system, but it's against the law of course.
You can deposit more than RM10,000/day into your account via 'Cash deposit Machine'.
Your friend can TT more than RM10,000/day into your account.
Again, it's against Malaysian Law.

If you want to deposit more than RM10,000 over the counter and that particular officer attending to you knows about this law, she will tell you that you can't deposit more than RM10,000.
If that officer doesn't know about this law or maybe she slipped her mind at that moment, she will proceed to deposit the 'more than RM10,000' amount for you.

 

[lastresort]

By Malaysian Law-
For bank account in Malaysia under a foreigner's name - Daily deposit limit is RM10,000. That's it!

There are many loopholes whereby you can deposit more than RM10,000/day because the limit is not set in bank's system, but it's against the law of course.
You can deposit more than RM10,000/day into your account via 'Cash deposit Machine'.
Your friend can TT more than RM10,000/day into your account.
Again, it's against Malaysian Law.

If you want to deposit more than RM10,000 over the counter and that particular officer attending to you knows about this law, she will tell you that you can't deposit more than RM10,000.
If that officer doesn't know about this law or maybe she slipped her mind at that moment, she will proceed to deposit the 'more than RM10,000' amount for you.

Hi Investor bro, you are almost correct, however for one point, we cannot deposit more than RM10, 000/day into our account via 'Cash deposit Machine', even if it is possible at the time we deposite, they might find out and notify us. At least that was what happened when we deposited into our StanChart account.

We have tried it 2 times and each time, a bank staff would call us to notify us we have exceeded our limit and they would send us the balance by cheque. And we had to pay some small admin or postal fee, which I cannot recall. This is even though we deposited more than 24 hours apart on a sat and sun. The machine we used have an incorrect time set, so when we deposited again the following day using another machine with a correct time set, the time recorded shows we'd deposited less than 24 hours ago.

 

[Investor]

Hi Investor bro, you are almost correct, however for one point, we cannot deposit more than RM10, 000/day into our account via 'Cash deposit Machine', even if it is possible at the time we deposite, they might find out and notify us. At least that was what happened when we deposited into our StanChart account.

We have tried it 2 times and each time, a bank staff would call us to notify us we have exceeded our limit and they would send us the balance by cheque. And we had to pay some small admin or postal fee, which I cannot recall. This is even though we deposited more than 24 hours apart on a sat and sun. The machine we used have an incorrect time set, so when we deposited again the following day using another machine with a correct time set, the time recorded shows we'd deposited less than 24 hours ago.

Cathylmg mentioned before that she managed to deposit much more than RM10k via cash deposit machine, I don't know which bank and didn't hear from Cathy that the bank had rejected her deposit. I think it all depends on how 'by the book' each bank chooses to be.

 

[crumpler_white]

Fellow countrymen, i am fed up with the system and uprooting my family to JB. My friends are doing the same

This is my plan:

Get a couple of higher end properties for around 200k, example near to golf course, etc. Get properties with at least 3 layers of security. Secure your place with additional CCTV cameras etc. Live there and continue working in SG. Take morning express bus to Jurong East and take MRT or park your car there beforehand so you can continue from Jurong East by car:
http://www.handalindah.com.my/latest.php

Places like Mont Calista, Horizon hills and others are just good examples. Especially Horizon Hills as its a very integrated place. A Chinese primary school, international school, shops are all there inside the secured compound.

It also has a full 18 hole golf course and my parents and siblings were amazed.
It really took us a total of 15 minutes to the place and its very nice and close to all amenities. I am taking my keys to my 2nd unit there and i must say, its really nice with a nice resort feel. The golf course and olympic sized pool helps too.

Mont Calista is great too, lots of space and very big.

hi wuqi256,

i just chanced upon this thread... i have been pondering over about shifting to JB to stay... however, without any friend in malaysia or any malaysian friend in singapore, i do not have the courage or the idea to choose to live in JB. now that i have read your thread, i shall give u more info on me so that u may assist me in whatever i need to survive JB and also come over to singapore to look for work.

Below is a brief info on me - 30 yrs old (i will email you if u need additional info):

My dad has filed for bankruptcy this year on July 2011. However, my dad (55 yrs old) is able to make a claim for me as i have medical problems and is on psychiatric medication for more than 2 years. Hence, my dad (currently working as an employee for a local small company to repay his debt of S$350 per month to bank for 10 years) is paying for my monthly room rental of S$1000 a month and S$700 monthly allowance for me to survive per month. Currently, i am unemployed for more than 2 years as my medical problem doesn't allow me to work for the time being. I do find singapore too stressful and is not conducive for me to recover from my illness due to fast pace of life and many miserable problems brought by the current ruling party. May i know what is the best solutions for me to allow me to rent a place in JB to stay while at the same time i can look for job if i decide to go back for singapore to seek work..?

 

[lastresort]

As i said before, something bad in the house, i can still change, something bad in the location, would be much harder to fix especially if its not something easily rectified.

Bro Wuqi, I guess that's why I'm in love with HH and ND too because I tend to look at the outside environment more than the interior quality. I also quite like Nusa Idaman, and Taman Laguna (both are reasonably priced). A few others that have caught my attention are Adda Heights (nice environment), Austin Heights (good location and quality, new phrase coming up) and Seri Austin (for it's value).

Senibong Cove phase 2 is another development which has caught my attention, phase 1 is along the smelly river which I cannot stand. As with any development, there are pros and cons. But overall, I think the new phrase 2 facing the straits would be awesome.

 

[crumpler_white]

Testing...

 

[lastresort]

Cathylmg mentioned before that she managed to deposit much more than RM10k via cash deposit machine, I don't know which bank and didn't hear from Cathy that the bank had rejected her deposit. I think it all depends on how 'by the book' each bank choose to be.

Haha, then it might be different for different banks, or whether one is lucky or not!

 

[crumpler_white]

May i know why my 1st post has not been posted...?

Later, i put " Testing ... " and it still haven't been shown on the post...

Anyway, bro wuqi please reply soon once u see my 1st post...

 

[contra]

I am using moneyworld currently.. their rate is definitely not that good, but ..

Hi arsenal & Investor,

Tried them, love them. I trusted them with >rm$10k and they got it thru, even if it was not same day, even if they had to split it over couple of days.

Not cheapest (2.449 with $10 commission on the same day Raffles was offering 2.46 nil comm) but appears to me, to be a professional outfit. My perception only or not, I could sleep soundly at night.

Just avoid to do during Malaysia public holiday periods in case money gets stuck in the Malaysia banking system during the public holidays period can be anxiety-causing, and there are some coming up with Hari Raya end Aug.

 

[contra]

Bro Wuqi, I guess that's why I'm in love with HH and ND too because I tend to look at the outside environment more than the interior quality. .

Hi lastresort,

word in the street is the developments' bosses are studying this thread . who worth their serious marketing efforts, wouldn't?

thus I will say here for their benefit that I am anxious about the interiors quality and maintenance of HH from recent comments by contributors like bigfatfish & horizonhills & the facebook page. I hope the HH bosses will sit up and see how others are upping their ante and HH need to do same.

 

[lastresort]

Hi lastresort,

word in the street is the developments' bosses are studying this thread . who worth their serious marketing efforts, wouldn't?

thus I will say here for their benefit that I am anxious about the interiors quality and maintenance of HH from recent comments by contributors like bigfatfish & horizonhills & the facebook page. I hope the HH bosses will sit up and see how others are upping their ante and HH need to do same.

I have to agree, though I like HH environment but I am disappointed with HH maintenance and the security level seems to be dropping. They don't clean up or sweep certain parts of the gateway precinct, esp those areas where people don't normally see. I notice many corners full of litters. They don't trim the grass evenly, and the landscape is not well maintained. They used to disallow renovation works on late Sunday, but now they just let those people in. Some guards are also seen sleeping under the checkpoint umbrellas. Patrols on bikes are less frequent these days.

Also we have been complaining week after week to get the defects rectified. Warranty is ending this month, but they are not following up on anything.

 

[yonglip]

Hi Investor bro, you are almost correct, however for one point, we cannot deposit more than RM10, 000/day into our account via 'Cash deposit Machine', even if it is possible at the time we deposite, they might find out and notify us. At least that was what happened when we deposited into our StanChart account.

We have tried it 2 times and each time, a bank staff would call us to notify us we have exceeded our limit and they would send us the balance by cheque. And we had to pay some small admin or postal fee, which I cannot recall. This is even though we deposited more than 24 hours apart on a sat and sun. The machine we used have an incorrect time set, so when we deposited again the following day using another machine with a correct time set, the time recorded shows we'd deposited less than 24 hours ago.

hi bros...i am not aware of this ruling but i think it really depends on the purpose of the transfer. On the transfer page, there is one section whereby you need to fill up the reason for the transfer and "real estate" was one of them. I always click this. The banks will do their reporting to BanK negara periodically on such transfers I suppose and if they deem your reason as legit, i think its ok...they cannot expect people to buy their real estate with RM10K per day transfers?...hahaha...then again this is M'sia...anything can happen..

any bros have the link to this ruling on Bank negara page?..

 

[yonglip]

this was my concern also when i look at both BH and ND. BH is nearer to both highway and wires although the 2 developments are actually next to one another. So i make sure i brought along my 'EMF detector'...hahaha...wife la.. to the actual unit site to make sure both EMF and noise ok b4 inking the deal. we were able to do that cos the actual unit already 40-50% done. BH won in the end becos of better psf/internal.

cheers all.