But the sultan is a shareholder of the developer. Can he answer to his people as a Muslim ?
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But the sultan is a shareholder of the developer. Can he answer to his people as a Muslim ?
风水 投资策略
封面故事 产业周刊
2015-02-27 12:14
家是必需品，也是抵抗通货膨胀的工具之一。
前几年，因贷款宽松及各种激励元素带动，产业市场闹哄哄，各地新楼盘如雨后春笋。
但国际堪舆学家炜轩大师指出，大马目前还是处于水运初期，所以产业领域2014至2016年处缓冲期，短期投资无看头，买屋自居却是最佳时机。
买房自居好时机
以国家大运来计算，大马目前进入了“壬水”大运。
壬代表阳水，有如大海之水，滔滔江河之水，奔流不息、能泄金气，所以能让国家包容性好、理解力好，顺势为己，不服输。
但，我国目前处于《易经》第一卦乾卦“潜龙勿用”，所以短期内，产业领域料持续处于缓冲期，要到2017年下半年才开始恢复。
大马进入“壬水”十年运，整个国家未来10年的发展，将步入极佳的水运。意味着，会吸引许多外资前来大马大展鸿图。
炜轩大师接受《南洋商报》访问时说，事实上，大马从去年开始，已是入运的第一个年头。不过，碰巧大马属鸡，去年是马年，遇上甲午桃花，结果引起很多非多。
他解释，可以看出，我国有很多负面消息，但这些是非的冲击不大。
“虽惹人话柄，但人客未因此却步，甚至还有助提升国家的名誉，让世界上更多人认识大马。”
此外，他认为，物极必反，倒霉透顶后，将回到原点，一切重新开始。大马现处《易经》第一卦乾卦“潜龙勿用”。
潜龙勿用，隐喻事物在发展之初，虽然势头较好，但比较弱小，所以应该小心谨慎，不可轻动。
短期投资无看头
炜轩大师指出，我国产业领域2014至2016年，这3年内，将处于缓冲期。因此短期投资活动无看头，买屋自居却是最佳时机。
“想购买居住的房子，现在是最佳时机，因为市场放缓，将有许多房屋供应，让购屋者可选择。”
今年，若你想短期投资房地产，需要非常谨慎。炜轩大师提醒说，短期内产业领域还处于缓和阶段，将没有多大作为。
“预计3年内无法赚得更多的盈利。”
基于短期内，房产市场前景黯淡，炜轩大师说，大家必须先搞清楚购买房地产的目的。他说：“很多人把自居和投资房产两种概念混淆了！自居和投资是2回事，考虑的条件不同。”
用情化解危机
炜轩大师认为，很多大马人对于堪舆学的概念不够正确，常常以为风水就是在讨论“我要穿着什么？”、“我要如何摆设？”。
他指出：“我们想要从社会里获得自己想要的，一定是要先融合整个社会，才能取之社会。不能都以自我为中心。”
因此，要生存，大家必须了解生活的大环境。
他说：“智者能够从大范围中找到自己的生存之道。”
2015年羊年乙未年，属于“无情之年”，因此他预见很多“无情”之事陆续上演，小有家庭纠纷，大则涉及公司裁员，甚至是国家纠纷。所以整体布局，他认为，要以“有情”的元素来化解危机。
他还说，羊是非常孝顺的动物，所以羊年多尽孝，也有助提升个人的运气。因此，买了新家，邀请亲朋戚友多相聚，无疑是“有情”元素；购屋时，考虑到家里两老，并把他们接到一同居住，就能尽孝。
主动出击 越住越旺
2015年是一个艰辛的一年，随着消费税的落实、汽油涨价。
人民想要在这水深火热的阶段拥有好风好水的家，甚至能让自己越住越旺，越投资越有钱的房产，是很大的考验和学问！
炜轩大师说，学习堪舆学，就要主动。
“但大马人都活在被动的市场里。若要形容，大概就是天上来了一个财神，到你家。那个财神还得想办法开你家的窗，再想办法伸手，把黄金送到你桌上。”
他说，这种等待非常被动。
“若要学习风水，就要懂得主动。学习如何去找？找什么？及应该到哪里去找？”
需说产业过剩，短期投资没戏唱，但炜轩大师认为，缓冲期，产业过剩，就是购屋者最好的购屋时机了！尤其现在可看到成品，亲自视察，看看喜不喜欢或环境适不适合。
万挠赛城士毛月3热点
说到吉隆坡产业市场，炜轩大师说，目前吉隆坡有3个热点，分别是万挠、赛城和士毛月。
他说，万挠的发展稍微放缓后，现在又恢复生气。近期吸引许多发展商前往发展。
“赛城，以前大家都嫌弃这个地方太远。但该城现在发展蓬勃。未来2年内，若大楼的发展计划都竣工后，相信整个城市会更加成熟，将会吸引更多人潮。”
至于士毛月，炜轩大师认为，新城镇的好处是可以规划妥当，这是旧社区无法做到的，而且环境也更好。
他也相信，未来该社区将聚集人潮，达到经济规模，自成一格。
而且，往后会像八打灵这样，一个成熟的社区内基本设备齐全，居民也不用为了购物或各种服务到别的城镇去，社区内一应俱全。
今年卦象只旺槟隆
以首都为中心，炜轩大师点出，今年内，我国的产业热点是槟城和吉隆坡而已。
他解释，以代表东、南、西、北的正方形来计算，以首都吉隆坡为中心，进入卦象内的，才是堪舆学中的好地点。
“刚好大马半岛属于长形，因此以吉隆坡为中心，只有中部落在卦象内。大马最南和北部，都不在堪舆学的范围内。”
不过，他说，有大宇宙，也有小宇宙；若把代表地球的正方形放到各州首府，还是可以找到相关产业热点。他举例，像砂拉越整个州属呈长形，所以，从而首府古晋计算，周内上部的地方都不在卦象内。
谨慎交友是关键
产业价格只涨不跌，许多人尤其年轻人的购屋梦遥遥无期。
炜轩大师说，想要在艰辛的2015年乙未羊年内，置业成功与否，谨慎交友是关键。
“所谓物以类聚，人以群分。若多和有买房经验的朋友在一起，你想要买房子，做不了决定的时候，至少也会有人跟你壮胆！”
他认为，在堪舆学角度来看，好命不是指一个人出世就拥有一大堆财富，而是思维清晰，知道自己的需求和定位。
“但是，很多人都不知道自己要什么，尤其购屋的时候，很多时候都做不了决定。因此，你需要有好朋友的鼓励，做决定时推你一把。”
不过，炜轩大师强调，朋友的鼓励只限于精神上的支持。
购房传递正能量
关于房屋的一切细节和价格，必须是由购屋者本身去探讨、研究和分析。
炜轩大师说，无疑，买房子的过程，一定是很痛苦的，因为可能有预算不够，要重新调整个人财务规划等问题。
“但是买到了会感到喜悦，有成就感，因此可为即将购屋的朋友带来正面影响。”
至于财务上，距离购屋目标还远的年轻人，炜轩大师还建议要调整思维和重新规划财务。
他说：“大马人面对两大财务致命伤，即科技产品消费和汽车贷款。像汽车，若只是上下班的代步，不需要太耗油的车，是否可换小一点，更便宜的车子？”
别奢望房价会降
土地、建筑材料等成本不断增加，炜轩大师认为，产业价格下降不太可能。所以，购屋者不要奢望产业价格会下降。
他说：“试想想，发展商盖房子，购地就花了一笔，加上最近许多建材来自中国，人民币兑令吉增值不少，依逻辑来看，产业价格不可能下降。”
此外，他认为，这也与我国人民的习惯有关，不像香港或台湾，他们有炒楼的趋势。大马购屋都是自居或长期投资，所以价格相对稳定，且也很难降价。
不过，他也说，无奈的是，目前许多产业价格卖的是3年后的价位。面对这种无奈，购屋者只有主动出击来应对。
他举例：“若你看中了一间很喜欢的房子。你亲自去找卖家商讨，要求对方卖便宜些。这就是争取！”
他认为，若真要购屋，都要亲自付出努力，要亲自去找适合的产品，亲自去讨个好价位，而不是等待机会送上门。
短期不乐观后年会再涨
短期内，产业投资前景不乐观，因此，炜轩大师指出，还是要以长期投资为目的。他还预测，大马产业价格料在2017至2018年间，再次飙涨。
“2019年，大马将走土运，到时候买，价格都高涨。”
加上有更多外资前来，包括中国发展商进军，到时会将国内的产业价格进一步推高。
今年不适合买房，但是很适合卖房。因为现在要卖的，大概就是2012年入场。所以他认为，更早之前的房子，价格已经上涨了。
另外，炜轩大师也认为，二手房子的表现将比新房屋表现好，因为它胜在有地点优势。
他说：“可能一个购屋者有100万令吉的预算，新的产业要到赛城才买到，但同样价格，你可能还可以在原本居住的花园买到二手屋。”
他认为，一个人熟悉了他原本居住的环境，所以要留在同样的地区，也会选择二手屋。
首选店屋排屋
炜轩大师说，若要短期投资，首要稳赚的项目，可投资的产业类型排行第一是店铺，接下来是排屋或豪华排屋，及中价公寓。
“半独立式洋房、独立式洋房和工厂则都将面对冲击，最好不要选择这类产业。”
根据炜轩大师（马）办事处出版的《天地人》杂志，假设，现在住排屋的人，以前购买价是50万令吉，赚到钱了，要提升生活环境和素质，就会去购买一间价值100万令吉的房子。
然而，现在半独立式的洋楼售价介于120万至160万令吉之间，虽然是多一块土地，但概念却与价位仅是100万令吉的豪华排屋不相伯仲。
试问，这种情况下，有多少人愿意多付200万令吉，去买一间半独立式洋楼呢？购屋者会选择价格100万令吉的豪华排屋。
坊间推论，要住在有地的家，才有地气，带来好运。但炜轩大师指出：“其实，只要是5层楼以下的房屋都会有地气。”
因此，他认为，较半独立式洋房或独立式洋房，豪华排屋需求更大。
SOHO只有地元素
近期非常流行的小型家庭办公室（SOHO），引起年轻购屋者的关注，成为热门话题。但是炜轩大师认为，投资或购买SOHO都有一定的风险。
他说，我国与寸土如金的国家如新加坡和香港不一样，一个小小的家就挤几个人。
“而在我国，SOHO只适合自己一个人居住，或二人世界，所以50万令吉还是可以接受的价格范围。但家庭成员一旦增加，SOHO空间根本不够。”
他补充，目前市场内价位过高的公寓，不会有需求，与其支付昂贵的价格，不如以该笔资金去购买同样价位的排屋等产业。
且他认为，SOHO在天、地和人的风水定律中，只符合了“地”的元素，不符合“天”和“人”的元素。
旅游房产不宜投资
炜轩大师还说，另外一个必须避开的投资地雷是旅游区。
尽管游客多会带动经济，但他认为，旅游城市不宜投资。他举例，波德申、马六甲及柔佛不宜投资产业。
“波德申的房屋房价没有增值条件，且人口增长问题也与大马地运有关。”
而马六甲属于旅游城，交通配套不完善，若在该州投资房产并冀望高回酬，是高风险投资。
“要记住，旅游城市没有固定人口增值的抵挡，投资者还要面对游客量下滑或起伏不定的风险。”
至于柔佛，尽管不断吸引新加坡人过来投资，但只有豪华排屋最畅销。而柔佛本身，目前也是缺乏人口增长因素。
不像吉隆坡，多数人来到都是为了工作而定居，柔佛则流动量高且波动，属于不稳定的趋势，加上整个州属地域辽阔，要投资该州产业必须三思而后行。
天地人要平衡
掌握了国运、大马地运和应该购买的产业类型后，要如何在安全区内找到属于自己的旺宅？
炜轩大师建议根据“天、地、人”风水定律，找到一间好风水的房屋。所谓“天、地、人”，正是配合天时、地利、人和，因此任何事物都离不开“天、地、人”的因素。
他说，买房时，要买哪一区？哪一区的居民元素是什么？房价多少？等先天性的条件，属于“天”。天地人平衡地，指的就是风水。要勘察房子的面积是不是属于正方形？其次就是房间的正南、正西和正北有没有窗口？
炜轩大师解释：“房屋面积若是正方形，正南、正西和正北刚好有窗口，就是符合‘地’的元素。”
最后“人”的元素是指人的本身，购屋者或投资者本身是否有正确的概念。
他指出，好风水，3个元素要平衡，很多人常常以为只集中在其中一个元素就可以改变其他2个元素，是天方夜谭！
“事情虽然没有十全十美，但是，也不能缺得太严重，比如一个房子不是正方形，而是缺角的，就不要选了！”
http://www.nanyang.com/node/683923?tid=688
封面故事 产业周刊
2015-02-27 12:14
家是必需品，也是抵抗通货膨胀的工具之一。
前几年，因贷款宽松及各种激励元素带动，产业市场闹哄哄，各地新楼盘如雨后春笋。
但国际堪舆学家炜轩大师指出，大马目前还是处于水运初期，所以产业领域2014至2016年处缓冲期，短期投资无看头，买屋自居却是最佳时机。
买房自居好时机
以国家大运来计算，大马目前进入了“壬水”大运。
壬代表阳水，有如大海之水，滔滔江河之水，奔流不息、能泄金气，所以能让国家包容性好、理解力好，顺势为己，不服输。
但，我国目前处于《易经》第一卦乾卦“潜龙勿用”，所以短期内，产业领域料持续处于缓冲期，要到2017年下半年才开始恢复。
大马进入“壬水”十年运，整个国家未来10年的发展，将步入极佳的水运。意味着，会吸引许多外资前来大马大展鸿图。
炜轩大师接受《南洋商报》访问时说，事实上，大马从去年开始，已是入运的第一个年头。不过，碰巧大马属鸡，去年是马年，遇上甲午桃花，结果引起很多非多。
他解释，可以看出，我国有很多负面消息，但这些是非的冲击不大。
“虽惹人话柄，但人客未因此却步，甚至还有助提升国家的名誉，让世界上更多人认识大马。”
此外，他认为，物极必反，倒霉透顶后，将回到原点，一切重新开始。大马现处《易经》第一卦乾卦“潜龙勿用”。
潜龙勿用，隐喻事物在发展之初，虽然势头较好，但比较弱小，所以应该小心谨慎，不可轻动。
短期投资无看头
炜轩大师指出，我国产业领域2014至2016年，这3年内，将处于缓冲期。因此短期投资活动无看头，买屋自居却是最佳时机。
“想购买居住的房子，现在是最佳时机，因为市场放缓，将有许多房屋供应，让购屋者可选择。”
今年，若你想短期投资房地产，需要非常谨慎。炜轩大师提醒说，短期内产业领域还处于缓和阶段，将没有多大作为。
“预计3年内无法赚得更多的盈利。”
基于短期内，房产市场前景黯淡，炜轩大师说，大家必须先搞清楚购买房地产的目的。他说：“很多人把自居和投资房产两种概念混淆了！自居和投资是2回事，考虑的条件不同。”
用情化解危机
炜轩大师认为，很多大马人对于堪舆学的概念不够正确，常常以为风水就是在讨论“我要穿着什么？”、“我要如何摆设？”。
他指出：“我们想要从社会里获得自己想要的，一定是要先融合整个社会，才能取之社会。不能都以自我为中心。”
因此，要生存，大家必须了解生活的大环境。
他说：“智者能够从大范围中找到自己的生存之道。”
2015年羊年乙未年，属于“无情之年”，因此他预见很多“无情”之事陆续上演，小有家庭纠纷，大则涉及公司裁员，甚至是国家纠纷。所以整体布局，他认为，要以“有情”的元素来化解危机。
他还说，羊是非常孝顺的动物，所以羊年多尽孝，也有助提升个人的运气。因此，买了新家，邀请亲朋戚友多相聚，无疑是“有情”元素；购屋时，考虑到家里两老，并把他们接到一同居住，就能尽孝。
主动出击 越住越旺
2015年是一个艰辛的一年，随着消费税的落实、汽油涨价。
人民想要在这水深火热的阶段拥有好风好水的家，甚至能让自己越住越旺，越投资越有钱的房产，是很大的考验和学问！
炜轩大师说，学习堪舆学，就要主动。
“但大马人都活在被动的市场里。若要形容，大概就是天上来了一个财神，到你家。那个财神还得想办法开你家的窗，再想办法伸手，把黄金送到你桌上。”
他说，这种等待非常被动。
“若要学习风水，就要懂得主动。学习如何去找？找什么？及应该到哪里去找？”
需说产业过剩，短期投资没戏唱，但炜轩大师认为，缓冲期，产业过剩，就是购屋者最好的购屋时机了！尤其现在可看到成品，亲自视察，看看喜不喜欢或环境适不适合。
万挠赛城士毛月3热点
说到吉隆坡产业市场，炜轩大师说，目前吉隆坡有3个热点，分别是万挠、赛城和士毛月。
他说，万挠的发展稍微放缓后，现在又恢复生气。近期吸引许多发展商前往发展。
“赛城，以前大家都嫌弃这个地方太远。但该城现在发展蓬勃。未来2年内，若大楼的发展计划都竣工后，相信整个城市会更加成熟，将会吸引更多人潮。”
至于士毛月，炜轩大师认为，新城镇的好处是可以规划妥当，这是旧社区无法做到的，而且环境也更好。
他也相信，未来该社区将聚集人潮，达到经济规模，自成一格。
而且，往后会像八打灵这样，一个成熟的社区内基本设备齐全，居民也不用为了购物或各种服务到别的城镇去，社区内一应俱全。
今年卦象只旺槟隆
以首都为中心，炜轩大师点出，今年内，我国的产业热点是槟城和吉隆坡而已。
他解释，以代表东、南、西、北的正方形来计算，以首都吉隆坡为中心，进入卦象内的，才是堪舆学中的好地点。
“刚好大马半岛属于长形，因此以吉隆坡为中心，只有中部落在卦象内。大马最南和北部，都不在堪舆学的范围内。”
不过，他说，有大宇宙，也有小宇宙；若把代表地球的正方形放到各州首府，还是可以找到相关产业热点。他举例，像砂拉越整个州属呈长形，所以，从而首府古晋计算，周内上部的地方都不在卦象内。
谨慎交友是关键
产业价格只涨不跌，许多人尤其年轻人的购屋梦遥遥无期。
炜轩大师说，想要在艰辛的2015年乙未羊年内，置业成功与否，谨慎交友是关键。
“所谓物以类聚，人以群分。若多和有买房经验的朋友在一起，你想要买房子，做不了决定的时候，至少也会有人跟你壮胆！”
他认为，在堪舆学角度来看，好命不是指一个人出世就拥有一大堆财富，而是思维清晰，知道自己的需求和定位。
“但是，很多人都不知道自己要什么，尤其购屋的时候，很多时候都做不了决定。因此，你需要有好朋友的鼓励，做决定时推你一把。”
不过，炜轩大师强调，朋友的鼓励只限于精神上的支持。
购房传递正能量
关于房屋的一切细节和价格，必须是由购屋者本身去探讨、研究和分析。
炜轩大师说，无疑，买房子的过程，一定是很痛苦的，因为可能有预算不够，要重新调整个人财务规划等问题。
“但是买到了会感到喜悦，有成就感，因此可为即将购屋的朋友带来正面影响。”
至于财务上，距离购屋目标还远的年轻人，炜轩大师还建议要调整思维和重新规划财务。
他说：“大马人面对两大财务致命伤，即科技产品消费和汽车贷款。像汽车，若只是上下班的代步，不需要太耗油的车，是否可换小一点，更便宜的车子？”
别奢望房价会降
土地、建筑材料等成本不断增加，炜轩大师认为，产业价格下降不太可能。所以，购屋者不要奢望产业价格会下降。
他说：“试想想，发展商盖房子，购地就花了一笔，加上最近许多建材来自中国，人民币兑令吉增值不少，依逻辑来看，产业价格不可能下降。”
此外，他认为，这也与我国人民的习惯有关，不像香港或台湾，他们有炒楼的趋势。大马购屋都是自居或长期投资，所以价格相对稳定，且也很难降价。
不过，他也说，无奈的是，目前许多产业价格卖的是3年后的价位。面对这种无奈，购屋者只有主动出击来应对。
他举例：“若你看中了一间很喜欢的房子。你亲自去找卖家商讨，要求对方卖便宜些。这就是争取！”
他认为，若真要购屋，都要亲自付出努力，要亲自去找适合的产品，亲自去讨个好价位，而不是等待机会送上门。
短期不乐观后年会再涨
短期内，产业投资前景不乐观，因此，炜轩大师指出，还是要以长期投资为目的。他还预测，大马产业价格料在2017至2018年间，再次飙涨。
“2019年，大马将走土运，到时候买，价格都高涨。”
加上有更多外资前来，包括中国发展商进军，到时会将国内的产业价格进一步推高。
今年不适合买房，但是很适合卖房。因为现在要卖的，大概就是2012年入场。所以他认为，更早之前的房子，价格已经上涨了。
另外，炜轩大师也认为，二手房子的表现将比新房屋表现好，因为它胜在有地点优势。
他说：“可能一个购屋者有100万令吉的预算，新的产业要到赛城才买到，但同样价格，你可能还可以在原本居住的花园买到二手屋。”
他认为，一个人熟悉了他原本居住的环境，所以要留在同样的地区，也会选择二手屋。
首选店屋排屋
炜轩大师说，若要短期投资，首要稳赚的项目，可投资的产业类型排行第一是店铺，接下来是排屋或豪华排屋，及中价公寓。
“半独立式洋房、独立式洋房和工厂则都将面对冲击，最好不要选择这类产业。”
根据炜轩大师（马）办事处出版的《天地人》杂志，假设，现在住排屋的人，以前购买价是50万令吉，赚到钱了，要提升生活环境和素质，就会去购买一间价值100万令吉的房子。
然而，现在半独立式的洋楼售价介于120万至160万令吉之间，虽然是多一块土地，但概念却与价位仅是100万令吉的豪华排屋不相伯仲。
试问，这种情况下，有多少人愿意多付200万令吉，去买一间半独立式洋楼呢？购屋者会选择价格100万令吉的豪华排屋。
坊间推论，要住在有地的家，才有地气，带来好运。但炜轩大师指出：“其实，只要是5层楼以下的房屋都会有地气。”
因此，他认为，较半独立式洋房或独立式洋房，豪华排屋需求更大。
SOHO只有地元素
近期非常流行的小型家庭办公室（SOHO），引起年轻购屋者的关注，成为热门话题。但是炜轩大师认为，投资或购买SOHO都有一定的风险。
他说，我国与寸土如金的国家如新加坡和香港不一样，一个小小的家就挤几个人。
“而在我国，SOHO只适合自己一个人居住，或二人世界，所以50万令吉还是可以接受的价格范围。但家庭成员一旦增加，SOHO空间根本不够。”
他补充，目前市场内价位过高的公寓，不会有需求，与其支付昂贵的价格，不如以该笔资金去购买同样价位的排屋等产业。
且他认为，SOHO在天、地和人的风水定律中，只符合了“地”的元素，不符合“天”和“人”的元素。
旅游房产不宜投资
炜轩大师还说，另外一个必须避开的投资地雷是旅游区。
尽管游客多会带动经济，但他认为，旅游城市不宜投资。他举例，波德申、马六甲及柔佛不宜投资产业。
“波德申的房屋房价没有增值条件，且人口增长问题也与大马地运有关。”
而马六甲属于旅游城，交通配套不完善，若在该州投资房产并冀望高回酬，是高风险投资。
“要记住，旅游城市没有固定人口增值的抵挡，投资者还要面对游客量下滑或起伏不定的风险。”
至于柔佛，尽管不断吸引新加坡人过来投资，但只有豪华排屋最畅销。而柔佛本身，目前也是缺乏人口增长因素。
不像吉隆坡，多数人来到都是为了工作而定居，柔佛则流动量高且波动，属于不稳定的趋势，加上整个州属地域辽阔，要投资该州产业必须三思而后行。
天地人要平衡
掌握了国运、大马地运和应该购买的产业类型后，要如何在安全区内找到属于自己的旺宅？
炜轩大师建议根据“天、地、人”风水定律，找到一间好风水的房屋。所谓“天、地、人”，正是配合天时、地利、人和，因此任何事物都离不开“天、地、人”的因素。
他说，买房时，要买哪一区？哪一区的居民元素是什么？房价多少？等先天性的条件，属于“天”。天地人平衡地，指的就是风水。要勘察房子的面积是不是属于正方形？其次就是房间的正南、正西和正北有没有窗口？
炜轩大师解释：“房屋面积若是正方形，正南、正西和正北刚好有窗口，就是符合‘地’的元素。”
最后“人”的元素是指人的本身，购屋者或投资者本身是否有正确的概念。
他指出，好风水，3个元素要平衡，很多人常常以为只集中在其中一个元素就可以改变其他2个元素，是天方夜谭！
“事情虽然没有十全十美，但是，也不能缺得太严重，比如一个房子不是正方形，而是缺角的，就不要选了！”
http://www.nanyang.com/node/683923?tid=688
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Finally, some good news
http://www.thestar.com.my/News/Nation/2015/02/25/Maintenance-fees-no-GST/
Ahmad Maslan: Residential maintenance fees to be GST-free
BY LOSHANA K SHAGAR
PETALING JAYA: Maintenance fees for residential stratified properties will be exempted from the Goods and Services tax (GST), said Datuk Ahmad Maslan.
The Deputy Finance Minister said the exemption covered all forms of residential stratified property, including low-cost housing projects, apartments and condominiums.
"The decision was made after taking into account that the maintenance services are not meant to make excessive profits," he told reports after attending a briefing on the GST, the 2015 Budget and current issues for Lembah Pantai residents here Wednesday.
Maintenance fees for residential stratified properties had previously been taxable under GST, but the Government decided on exemption after deliberating on the matter, said Ahmad Maslan.
No GST, but the maintenance charges will increase. :p
More high-end properties up for auction
Two years ago, a one-million-ringgit home's hitting the auction market was almost unheard-of; but today auctioneers say it is fast becoming the belle of the ball.
So why are so many luxury properties going under the hammer?
Many local purchasers who took advantage of the developer interest bearing scheme (DIBS) to widen their real estate investment portfolio are also feeling the heat from having to furnish loan repayments and maintenance fees of high-end condos while battling for tenants in a market where occupancy rates hover at 40-50%.
With housing loan rates at about 4.25%, a RM1 mil property loan with a repayment tenure of 35 years incurs monthly loan repayments of about RM4,500.
Maintenance fees at high-end, luxury condos run up to about 30 sen per sq ft.Inclusive of sinking fund, a property owner needs to fork out monthly payments of at least RM360 for a larger upmarket condo.Ishak Ismail, CEO of IM Global Property Consultants Sdn Bhd, tells FocusM that holding power among buyers is rapidly weakening.
“There appears to be a correction of demand and supply in the high-end segment, contributing to a larger percentage hitting auctions than ever before,” he reveals.
http://www.focusmalaysia.my/Assets/More high-end properties up for auction
Two years ago, a one-million-ringgit home's hitting the auction market was almost unheard-of; but today auctioneers say it is fast becoming the belle of the ball.
So why are so many luxury properties going under the hammer?
Many local purchasers who took advantage of the developer interest bearing scheme (DIBS) to widen their real estate investment portfolio are also feeling the heat from having to furnish loan repayments and maintenance fees of high-end condos while battling for tenants in a market where occupancy rates hover at 40-50%.
With housing loan rates at about 4.25%, a RM1 mil property loan with a repayment tenure of 35 years incurs monthly loan repayments of about RM4,500.
Maintenance fees at high-end, luxury condos run up to about 30 sen per sq ft.Inclusive of sinking fund, a property owner needs to fork out monthly payments of at least RM360 for a larger upmarket condo.Ishak Ismail, CEO of IM Global Property Consultants Sdn Bhd, tells FocusM that holding power among buyers is rapidly weakening.
“There appears to be a correction of demand and supply in the high-end segment, contributing to a larger percentage hitting auctions than ever before,” he reveals.
http://www.focusmalaysia.my/Assets/More high-end properties up for auction
Forest City reclamation works restarted, says developer
Published: 19 March 2015 6:13 PM
Work has restarted at the RM600 million Forest City project in Johor, its developer Country Garden Pacific View (CGPV) said today.
The master developer of the project said in a statement that the Department of Environment had approved its Detailed Environmental Impact Assessment (DEIA) in January, and its Environmental Management Plan (EMP) last month.
“We are pleased to be able to recommence our work, and, with our proven track record and quality of delivery, we are confident that the project will be completed within our timeline," CGPV executive director Datuk Md Othman Yusof said.
Covering a total of 3,425 acres, the Forest City project features four man-made islands, which will be reclaimed in four phases, in the waters in Tanjung Kupang between southwest Johor and northwest of Singapore.
Island 1 will measure 979 acres; Island 2, 1896 acres; Island 3, 405 acres; and Island 4, 145 acres. The topside development will also be developed concurrently during the reclamation phase of each island.
The mixed-development project, which will include residential and commercial lots, is estimated to be completed in 2045.
The massive project had previously raised environmental concerns, with local fishermen blaming the ongoing reclamation works for mass fish deaths in the Johor strait recently.
Tanjung Kupang villagers had argued that it would lead to the loss of their land and livelihood.
During a public dialogue on September 21 last year, residents accused developer CGPV of bulldozing the project through.
CGPV said the company had voluntarily stopped its reclamation works eight months ago to conduct the DEIA, in line with its commitment to preserve the environment and to ensure all mitigation measures were in place prior to the recommencement of work.
The DEIA had covered measures to minimise or mitigate environmental impacts through integrated and workable solutions, approved by the DoE.
Othman said during the construction period, various environmental preservation, safety, health and environment related measures would be implemented according to their EMP to minimise inconvenience to the community and environment.
The measures, he said, included the installation of a double silt curtain and a daily water monitoring system to ensure no major or sustained anomalies were found in the water readings.
These procedures were implemented to contain and control the dispersion of sedimentation, as well as to preserve the sea grass in the area, he said.
It was also reported yesterday that the Sultan of Johor also defended the project, saying that it was good for the state.
In an interview with English daily The Star, Sultan Ibrahim Ibni Almarhum Sultan Iskandar said the investment was good for state coffers and would also benefit locals as it would boost other sectors such as retail and provide the people more job opportunities.
It was reported that CGPV is expected to make a profit of nearly RM290 billion over the next 30 years through the project.
The company is a 66%-34% joint venture between China’s Country Garden Holdings Ltd and Esplanade Danga 88 Sdn Bhd, whose main shareholder is the Johor sultan.
State company Kumpulan Prasarana Rakyat Johor (KPRJ) is also a partner in the project. – March 19, 2015.
- See more at: http://www.themalaysianinsider.com/...restarted-says-developer#sthash.s7fQtZJe.dpuf
Published: 19 March 2015 6:13 PM
Work has restarted at the RM600 million Forest City project in Johor, its developer Country Garden Pacific View (CGPV) said today.
The master developer of the project said in a statement that the Department of Environment had approved its Detailed Environmental Impact Assessment (DEIA) in January, and its Environmental Management Plan (EMP) last month.
“We are pleased to be able to recommence our work, and, with our proven track record and quality of delivery, we are confident that the project will be completed within our timeline," CGPV executive director Datuk Md Othman Yusof said.
Covering a total of 3,425 acres, the Forest City project features four man-made islands, which will be reclaimed in four phases, in the waters in Tanjung Kupang between southwest Johor and northwest of Singapore.
Island 1 will measure 979 acres; Island 2, 1896 acres; Island 3, 405 acres; and Island 4, 145 acres. The topside development will also be developed concurrently during the reclamation phase of each island.
The mixed-development project, which will include residential and commercial lots, is estimated to be completed in 2045.
The massive project had previously raised environmental concerns, with local fishermen blaming the ongoing reclamation works for mass fish deaths in the Johor strait recently.
Tanjung Kupang villagers had argued that it would lead to the loss of their land and livelihood.
During a public dialogue on September 21 last year, residents accused developer CGPV of bulldozing the project through.
CGPV said the company had voluntarily stopped its reclamation works eight months ago to conduct the DEIA, in line with its commitment to preserve the environment and to ensure all mitigation measures were in place prior to the recommencement of work.
The DEIA had covered measures to minimise or mitigate environmental impacts through integrated and workable solutions, approved by the DoE.
Othman said during the construction period, various environmental preservation, safety, health and environment related measures would be implemented according to their EMP to minimise inconvenience to the community and environment.
The measures, he said, included the installation of a double silt curtain and a daily water monitoring system to ensure no major or sustained anomalies were found in the water readings.
These procedures were implemented to contain and control the dispersion of sedimentation, as well as to preserve the sea grass in the area, he said.
It was also reported yesterday that the Sultan of Johor also defended the project, saying that it was good for the state.
In an interview with English daily The Star, Sultan Ibrahim Ibni Almarhum Sultan Iskandar said the investment was good for state coffers and would also benefit locals as it would boost other sectors such as retail and provide the people more job opportunities.
It was reported that CGPV is expected to make a profit of nearly RM290 billion over the next 30 years through the project.
The company is a 66%-34% joint venture between China’s Country Garden Holdings Ltd and Esplanade Danga 88 Sdn Bhd, whose main shareholder is the Johor sultan.
State company Kumpulan Prasarana Rakyat Johor (KPRJ) is also a partner in the project. – March 19, 2015.
- See more at: http://www.themalaysianinsider.com/...restarted-says-developer#sthash.s7fQtZJe.dpuf
Forest City Development
According to today's ST, the proposed islands is now split into 4 smaller ones from an earlier 2 larger ones and total area reduced from original planned ,1978ha to 1,386ha due to environment issue.
The CGVP business strategy chief Yun Runze : "We see a lot of oversupply in residential but.........we choose an employment -based model, rather than residential-based........and plans to create up to 250,000 jobs!".
First, they recognised the residential grossly over supply situation and yet going ahead to create huge islands for residential.
Although they say its going to be employment-based but for a space of 1,386ha with at least half going to residential, within that space, what kind of businesses can employ up to 250,000 jobs???
Even if they throw in a theme park and a few casinos, but 250,000 jobs?
And clearly this is a developer and investor, if its employment-based development, how is the company going to recover their billions$$$$ in investment money for the costly reclamation and infrastructure cost in near term?
This guy is day dreaming!
According to today's ST, the proposed islands is now split into 4 smaller ones from an earlier 2 larger ones and total area reduced from original planned ,1978ha to 1,386ha due to environment issue.
The CGVP business strategy chief Yun Runze : "We see a lot of oversupply in residential but.........we choose an employment -based model, rather than residential-based........and plans to create up to 250,000 jobs!".
First, they recognised the residential grossly over supply situation and yet going ahead to create huge islands for residential.
Although they say its going to be employment-based but for a space of 1,386ha with at least half going to residential, within that space, what kind of businesses can employ up to 250,000 jobs???
Even if they throw in a theme park and a few casinos, but 250,000 jobs?
And clearly this is a developer and investor, if its employment-based development, how is the company going to recover their billions$$$$ in investment money for the costly reclamation and infrastructure cost in near term?
This guy is day dreaming!
Assuming each labor intensive electronic factory has 3000 workers, they would need 80 such electronic factories to come and invest here. That's the scale we are talking about.
I guess it is not without possibilities, it depends on what Malaysian govt allows China to do. It is very common for China to build cities or satellite cities around Beijing, Shanghai, Chongqing,.. with a million population. If large scale industrial park, the kind line soochow or mini Shenzhen, could be proposed and approved then 250k jobs are small potatoes. What if pla navy, Air Force are allow to build supply bases nearby. Of course a bit far fetched but when things get really dire in Malaysia for govt, all things bolih, mana tak bolih.
No, no need to assume, its NOT industrial development they are talking about.
For industrial development, it can be anywhere in the state and there are millions of ha available anytime, no need to reclaim land to do so!
Its always residential and commercial, that never changed!
And it not just any residential and commercial but high end and high yield type to justify the cost and returns!
As you have already said, China has a very large population, just one Shanghai already has more people than the whole of Malaysia and Singapore combined.
And for MY, a similar Suzhou Park thingy is very tough. Unlike China, MY do not have the right kind of workforce, especially the skilled and professional type to sustain the park!
MY can only be a back-end, logistic, assembly, manufacturing type of industries where lots and lots of low skilled and semi-skilled workers are required.
Didn't the Johor Sultan say that the Chinese developers are the ones coming up with the money? And that they would have done their due diligence, project hurdle rates and ROI checks accordingly before investing in Johor.
Country Garden has been in JB for a while, before launching their Forest City concept. Surely they know what JB is all about. Why worry for them, and assume that they are stupid............
One place to look as example is the China built gwadar port of Pakistan. This port is expected to support another 400k population around the port. China is looking for ports along the sea lanes its sea going fleets ply. China also looking for supply bases for it's navy and Air Force which are needed to provide security and protection along the sea lanes. Also China manufacturing is moving up value chain in full force and the lowend industries are being moved out to Africa, SEA. China has 4 plus thrillions USd in reserve to back all these projects. These shows the real potential of China lifting Malaysia economy and iskandar. Tanjung pelepas could become a big port rivaling Singapore if China fleets use TP as port of call for all its cargo for the regions. Of course China need to consider Singapore's concerns.
That's why I keep saying that these islands are for high end and high yield developments (think Sentosa)!
So, things like theme parks and casinos had been always in their mind otherwise how to justify their idea of "employment-based" approach.
Most importantly, it must be remembered that the islands were created by the developers and NOT the state, so ultimately, its them who will be thinking hard how best to capitalise the investment.
China had already plans for the "new shipping lanes", and Tg Pelepas was not on the map.
They are already working on plans to cut across the Isthmus of Kra , a narrow strip of land north of Malaysia and in south Thailand to create a shipping canal.
When this canal is created, ships coming from the Indian Ocean can quickly get into the South China Sea and vise versa, bypassing the pirates infested Malacca Straits altogether and saving shipping time substantially.
You are right. That suggestion was floated for decades now but I think China and Thailand for now would not want to make such drastic move which will seriously threaten Singapore's viability as a port(of course singapore may still survive by being very competitive on services but Singapore's future would certainly look very shaky if the canal comes into being). I think China would do(if Thailand agrees) that only if Singapore gangs up with US to threaten China's access to straits of malacca. To me by building up or supporting a competitive TP port would already be viewed as an offense by Singapore and China would look like a reckless and selfish bully without due regard to others interest to survive...not a good diplomacy to win trust in a current climate of suspicions of many countries with regards to China's rise.
NO, its not talk only now, already certain parties had swung into action!
Only problem could be Thailand's political instability and unrest in the south that may delay its implementation.
http://chinadailymail.com/2014/03/1...acca-strait-by-kra-isthmus-canal-in-thailand/
Actually having the canal don't really threaten SG's position as the regional shipping hub and entreport status.
You see, this canal effective shorten the sailing time and journey for ships from China, Japan, etc. carrying goods to Europe and Middle East and vise versa.
Those are direct routes and will anyway not stopping over in SG, canal or no canal.
Whereas, for ships from the east carrying goods from China, Japan, etc for the South East Asian market, they will still unload their containers in SG for redistribution by feeder lines.
Similarly for ships from the west like Europe, Africa, Middle East, etc.
As for ships coming from US west coast and other Pacific countries (Australia, New Zealand, etc) , usually its a point to point so will still stop over in SG.
In other words, the canal will have little effect on PSA's port well being.
Thanks, a very comprehensive report covering a wide range of subjects.
For those who are thinking of investing in properties, whether its high rise or landed, commercial or industrial, take time to read this report to make an informed decision.
An quote from this report on the situation in JB for high rise properties, take note -
The performance of high-rise residential has slowed down since cooling measures were in effect in 2014.
Average take-up rates which hovered between 60% to 70% during the good times (2011 to1H 2013), has dropped to 30% to 40% in1H 2014.
The high-rise residential sector is expected to face additional challenges as many of these new units will be completed in the next few months to a year.
Whether the market is sustainable by providing sufficient rental returns to cover loan repayments, or having enough demand for re-sale units, is uncertain
True that goods destined to Singapore or out of singapore would not be affected by kra canal. But today, many ships passing by have been using singapore for logistics base, bunkering service, maintenance and repair services, shipping insurance and other software services. All these would be badly affected once the kra canal is up. I don't have the statistics though.
Singapore was born lucky in a very strategic position, coupled with a naturally deep and storm free harbour.
Having the biggest oil refinery in the world at her doorstep also helps.
Her status as the regional shipping hub and entreport is well established, well connected and most important, very well managed.
For trading and international shipping businesses, the most important is turnaround time and onward connection.
Container ships berthing into SG can unload almost immediately and leave the port within a very short time and goods then transferred to feeder ships or to warehouse almost clockwork like.
Not too long ago, MY had tried very hard to upstage SG in every ways, hoping to snatch some business away or better still, replace SG's status as the regional hub, both shipping and aviation!
They spent billions$$$ to aggressively expanded Port Klang and the other 2 ports in JB and also build a the new KLIA and later the KLIA2.
It didn't work, despite all kinds of incentives including cheaper warehousing, cheaper berthing cost etc.
But that's for now, what if suddenly one fine day they decided to stop corruption, employ all the right people, work harder, work smarter...............?
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