Unfortunately it is too true, Singaporeans have a hard life and nothing to fall back on at the end of the day. Nothing to show for it except bills and a depreciating asset.
Singaporeans nowadays are also getting very cautious. One time i went to a mall near Maple Tree Business Park to have lunch before heading there for business. In my rush to get down (trying not to inconvenience my driver), i left my phone in the car. I realised it too late when i got down but he had left. With money in hand, i tried in vain to borrow a phone to call him. I was dressed in a business suit, with briefcase but not a single person in the mall wanted to lend me their phone.
In the end, only a kind Malay lady working in the 7 eleven wanted to lend me her land line. I didn't want to trouble her and used my laptop softphone and connected to a nearby wifi to call him and got him to come back. I was willing to pay $10 for a single call to another SG line but no one, everyone was refusing to lend. I have since started to carry 2 mobile phones now. I sincerely hope no one forget their phone in Singapore.
In Malaysia, i can still get kind people to call and even one time, when i didn't manage to get a Grab from a petrol station, a kind man, Mr Khairul from Petronas station helped me and even sent me back for free (he refused to take a single cent). - Which reminds me, i need to go Petronas to thank him. In Malaysia, there are still friends and kind strangers, in Singapore i feel i have no one.