Thanks for the info! I thought my HDB flat (bought in Yr-08, resale/bank loan) also subjected to 3 years MOP since it was purchased before 30-Aug-10, which in fact is incorrect.
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Living in JB
- Thread starter wuqi256
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Bro, nothing is forever...freehold land can be forcefully acquired by the state, compensation may not be as good as those leasehold at excellent location.
Hi all,
Anyone know which bank have the lowest interest rate for Malaysia property financing now?
Cheers,
PH
Anyone know which bank have the lowest interest rate for Malaysia property financing now?
Cheers,
PH
You bought a unit at Skyloft or Horizon Residence? Able to share more (psf, level, facing etc,), thanks!
Rhb -2.5 but loan percentage only 80% for foreigners n must buy mrta
I saw the interest rate 6.6% for CIMB.
sggecko said:
The Straits View Residences is available from developer. Senibong cove as well. All from subsequent phases that are recently launched.
Re: causeway link bus
Iskandar is 3 times the size of Singapore, not 3/4.
Nusajaya(flagship B) is 1/6 the size of Singapore.
Iskandar is 3 times the size of Singapore, not 3/4.
Nusajaya(flagship B) is 1/6 the size of Singapore.
Re: causeway link bus
actually I think in Bukit Indah 2 area. Saw since last month there was a gated and guarded carpark built. Not multi storey.
actually I think in Bukit Indah 2 area. Saw since last month there was a gated and guarded carpark built. Not multi storey.
Re: causeway link bus
If you are looking for something near Medini, Educity, you may also want to look into Impiana (East Ledang). This is freehold. Phase 1 is more or less sold out. They launched Phase 2 in early December. You maybe able to get a 2 bedroom for 550k or so. My own view is that the potential for rental here may be quite decent. As you pointed out, Educity is targeting 16,000 students, however, the international student village will house 4,000.
If you are looking for something near Medini, Educity, you may also want to look into Impiana (East Ledang). This is freehold. Phase 1 is more or less sold out. They launched Phase 2 in early December. You maybe able to get a 2 bedroom for 550k or so. My own view is that the potential for rental here may be quite decent. As you pointed out, Educity is targeting 16,000 students, however, the international student village will house 4,000.
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How about a possible alternative explanation... long holiday weekends and many Malaysians heading back to hometown
This is the Bank Lending Rate (BLR). Banks typically offer a discount of 2.4-2.5%. So, you may be able to get an effective interest rate of 4.1-4.2%. This is a floating rate. Your rate may change if the BLR gets revised.
Interesting recent article ....
http://www.nst.com.my/local/general/building-on-iskandar-s-successes-1.23900
http://www.nst.com.my/local/general/building-on-iskandar-s-successes-1.23900
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Drove up this around 5pm today and it took us around 30 minutes to clear the checkpoints and get on the coastal highway. We have been noticing an interesting development as we drive along the coastal highway. It's on an island on the left connected by a medieval looking bridge and I thought it was cool and had a very exclusive feel to it. Is it Danga Island? Anyone know how much those properties are going for?
I'm also glad to see the 2nd lake (a mini one) they promised us near our houses in NI P8 looks like it's being built. I noticed a "No Swimming" and "No Fishing" sign placed and perimeter fence similar to the main lake set up around it.
I'm also glad to see the 2nd lake (a mini one) they promised us near our houses in NI P8 looks like it's being built. I noticed a "No Swimming" and "No Fishing" sign placed and perimeter fence similar to the main lake set up around it.
Yes Crystal, it was Teh Tarik. Went into google map and saw the satellite image with the original lake and superimposed it with the developer's master plan. i notice that the lake was originally bigger, stretching towards North-Easterly, i.e. part of phase 8C was a lake! Therefore the present shape of the lake has been "reconfigured" thereby rendering it muddy due to the earth in the lake having been disturbed in the process of reconstruction. The m&d will settle as time progresses, hopefully, and a surface layer of alge form to hold the m&d in place. A sinister thought at the back of my mind is that some irresponsible contractors pour unwanted construction waste/earth into the lake when nobody is looking
But i am not betting it will be as clear as mirror, if it can become like pungol park water quality i am happy already. More is a bonus
Here's wishing you Merry X'mas and a happy new year
Had lunch with a friend over the weekend and chat about living in JB in general. Friend moved here since 2006 whereas i moved here in early 2009. We agreed on a couple of things:
1) Main draw - feasible abode for daily commute to work in Singapore, earn S$ and spend MYR
2) Investment potential - we both purchased before 2011 and are prepared for "worst case scenario" => a nice and big house for retirement
We rule out the possibility that JB will become so bad till uninhabitable
3) Any degree of success in the Nusajaya blueprint is a plus point to the investments - be it 30%, 50% or 80%
4) We both observe increasing number of Singaporeans venturing here today due to "push factor" ie escalating costs and overcrowding
5) We both agreed the best of the developers here are nowhere near "maturity" and that was the crux of our conversation
UEM built lots of nice houses but fails terribly in quickly bringing on a "lifestyle" to purchasers. The rental of the shops around Mydin is set at about MYR8 psf and that is way too expensive. As a result early purchasers have to endure possibly a whole decade of less than ideal amenities. This fails terribly compared to Tanah Sutera who introduced a whole mix of restaurants and shops near the houses they built. The nearest restaurants (eg. at EL clubhouse) are mediocre in quality and service. The management mixes religion with business and appears to be a confused lot. Neither are they diligent in controlling the purchasers in terms of making extensions to the nice houses although everyone signs a covenant. Response to defects reports at EL are "satisfactory" but not good. We also though Gamuda's mass bulding would possibly produce a glut in a down market.
6) Security - we both thought the police will remain hopeless in the forseeable future. We shared what we know about break-ins and victims of crime and i was quite shocked despite having personally experienced crime here. Our mutual friend at an older NI precint experienced a near breakin recently. Luckily his house is secured with construction grade rebar, our friend had an exchange with the robbers who tried to saw through the rebars... apparently they threw stones at each other. Despite the fact he has 2 fierce dogs at home. He also told me about the Sri Lankan group who purchased 72 units at HH - apparently one of the lead investor was a victim of crime in JB as well. We believe JB is livable but one must definitely blend into the local community and do not appear prominent.
Hence our word of advice to all friends who venture to JB - do so with your eyes open, set your expectations right and you will not be disappointed
Merry Xmas to everyone !
Re: causeway link bus
thanks..
I guess Impiana is a good choice as well.
Actually I like 1Medini very much but too bad it is leasehold.
Who decides the property to be leasehold or freehold? and why would they do that?
thanks..
I guess Impiana is a good choice as well.
Actually I like 1Medini very much but too bad it is leasehold.
Who decides the property to be leasehold or freehold? and why would they do that?
Re: causeway link bus
I'm a bit sceptical with having a landed in Malaysia purely of security and maintenance reason as compared to owning a high end condo.
1. Security
Initially security can be tight as developer wants to manage and maintain the reputation while developing the area.
But to manage security for large area (township) where population is growing is a headache. And I will see more lapses in the future.
It is easily to manage and maintain high level of security in a condo rather than a large housing area
2. Maintenance
The condo owners pay maintenance fee hence it is sufficient to maintain a condo to tip/top condition.
The landed owners also pay maintenance fee however it won't not be sufficient to maintain large area. Who is repairing the road, etc when it needs repair? This is costly.
And over the years I think the area will just look like old town.
On the other hand some landed owners won't have budget to maintain their own house hence it just look ugly like this:
I'm a bit sceptical with having a landed in Malaysia purely of security and maintenance reason as compared to owning a high end condo.
1. Security
Initially security can be tight as developer wants to manage and maintain the reputation while developing the area.
But to manage security for large area (township) where population is growing is a headache. And I will see more lapses in the future.
It is easily to manage and maintain high level of security in a condo rather than a large housing area
2. Maintenance
The condo owners pay maintenance fee hence it is sufficient to maintain a condo to tip/top condition.
The landed owners also pay maintenance fee however it won't not be sufficient to maintain large area. Who is repairing the road, etc when it needs repair? This is costly.
And over the years I think the area will just look like old town.
On the other hand some landed owners won't have budget to maintain their own house hence it just look ugly like this:
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Those are going for RM 4 mil and above, all bungalows. But most of the units have individual yacht "jetty" attached to the house. It is located between nusajaya and danga waterfront development so it pretty cool but beyond my budget.
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Re: causeway link bus
Been living in JB for the past year, it's not as bad as alot of people thinks it is. Just stay away from trouble. But if you have kids, it's not easy. For one thing, taxis in JB are shitmobiles. One cannot ferry an entire family everywhere and everyday so its inevitable that some members of the family gonna use taxis. My advice is to get a hold of a few cabbies fone numbers that you trust because alot of taxi drivers in JB are sons of bitches.
As for me, I don't see a long term view about living in JB because most of my retirement monies will be tied up in CPF. In other words, I still got to travel to peesai when i am old and needs medical care. When It comes to peesai, I feel that cutting all ties including financial ties is the best in leaving that shithole. Living in JB is like having a foot still trapped in a snare in peesai. Thats my own view. You guys can screw me all you want. I'm a wide open whore. HAHa
Been living in JB for the past year, it's not as bad as alot of people thinks it is. Just stay away from trouble. But if you have kids, it's not easy. For one thing, taxis in JB are shitmobiles. One cannot ferry an entire family everywhere and everyday so its inevitable that some members of the family gonna use taxis. My advice is to get a hold of a few cabbies fone numbers that you trust because alot of taxi drivers in JB are sons of bitches.
As for me, I don't see a long term view about living in JB because most of my retirement monies will be tied up in CPF. In other words, I still got to travel to peesai when i am old and needs medical care. When It comes to peesai, I feel that cutting all ties including financial ties is the best in leaving that shithole. Living in JB is like having a foot still trapped in a snare in peesai. Thats my own view. You guys can screw me all you want. I'm a wide open whore. HAHa
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