Hi guys, just got back.
A couple of things to update:
The Eminent place is getting better but slightly more expensive these days. Went with my wife and 2 of us went and had a full body massage, costs us around 300 RM but with lots of extras, ear candling, "ba guan"/"gua sha" thrown in.
Cash card - Definitely have additional, one thing to note is that the station they have there won't let you top up, etc. Its to pay it in case the machine the booths are using is faulty, etc.
Crime = Is everywhere, no place is 100% without crime, its just that some places are more prone than others, just keep a level head and be vigilant.
My 2 cents, this is not a political thread, freedom of speech, etc is very welcome, politics or the playing of is not. (I have enough of it at the office) We can talk about others things from time to time but we should keep to the main topic and not get side tracked or focused on just one continuously. The keyword here is continuously. This is good as a point of reference but it should not be a single reference point for a subtopic.
Also, constantly putting down any place is detrimental to all as everywhere is linked, just as i never point out the presence of potholes in other developments doesn't mean that i am not aware of it.
CC cards = They will have records of you but the CBS in SG is not linked at all to Johore. Sometimes though, they will try to get you to present the online $5 dollar report to them if you are requesting for a higher loan.
If you have one bank with multiple accounts and you get late payment for even just one, you will still have a record of late payment, etc. The US banks especially a famous one with commercial of a porter mentioning chili crab is especially unforgiving. The records at CBS are not erasable though, if you really find that you have paid on time and that there was real factors involved, you can go to the bank and get it taken off. After all, they are the ones who send their data to CBS.
Prof is right to keep away from CC, avoid it unless you have no choice.
By the way, speaking of CC, when using your CC at certain petrol stations, its very easy to forget about the CC inside. Do take note to take it out, pump and then take your receipt. Also, remember to put the petrol pump back correctly. 2 cues that your pumping session is over is when you 1. Hear the pumping motor stop 2. See the receipt or see the message on the petrol kiosk.
Whenever possible, keep your CC in plain sight, never let them take it away, if you are not sure whether an establishment is dodgy, just pay in cash or go to the counter and pay with the card. At all times, look at the card, even when they are passing it back to you so that they don't pass you a dud or expired card.
