Hehe .... So thoughtful of u ;-)
Yah, I'm factoring car expenses into my financial sheet. Has to have one, at least I will have more control in terms of my time management and work management. But convenience always come with a cost la. I'm just hoping for Coe to dip but looking at present moment, can only look for 2nd hand about 3 years old, for around 50k ;-)
brother, i think having a Car is more convenient and really saves time and energy. Thumbs up ! A used car is also a very good idea. We are thinking of getting a 2nd hand SG plated car for the wife to drive, also served as a backup, since work and school still revolves around SG.