Bro, until last year, i still had people claiming that they were told by agents/banks that they can buy that 300k house or 250k condo. It will still be subject to the rules from FIC in the end.
Ok wow, good to know, finally tying their own shoelaces.
Still remembered, the worst bank that ever treated me was Public Bank when the teller pushed all the money over the counter and i had to pick up one by one. I didn't give up and still kept smiling, went upstairs to the chap in charge of my account. He apologised profusely, made a couple of agitated calls. I then went down and was served by the same teller only she was smiling now, would you like an ATM card with this account? Of course, when they give good rates, i still ask my friends to go to them no matter what bank treated me badly.
For car loans, from the bros here, the best is Ambank as they are very forgiving even if you are late.
For housing loans, from my learned friends it turns out to be Maybank as they are willing to re-neg the
terms rather than send you to the dogs the minute you are in trouble.