Its like Bank asking how much you earn ? Man reply $5000, here is my document to apply....etc. then Bank reply, sorry Sir ... we can only accept 1 pay slip, not few. Even though IRAS will tax Man according as per $5000, but our Bank dont consider them as your total earning. These are the rules.
But earlier Woman never needed all these requirement, why so harsh on my application ? Bank reply - that was promotion period; being minority Malay is the requirement criteria. Man ask - but she not even a 100% Malay & yet Bank can still approve her but not for me ?