Oh you mean the bank changed the chip on ATM card and customer got to pay for the new card? Sg banks mail out such new cards all free...
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Exchange Rates for RM
- Thread starter crystal_tiong
- Start date
Oh you mean the bank changed the chip on ATM card and customer got to pay for the new card? Sg banks mail out such new cards all free...
Ginfreely is right; it's free fund transfer between different Singapore banks via iBanking.
Today TT at Raffles JP at 2.501. Cash rate was 2.487 and Superlink in NB quoted 2.492 over the phone. I wish Raffles Arcade didn't close so early.
It looks like CIMB could be a viable option for long term convenience. I wonder how they make money from the free inter-country fund transfer. Anyone knows if there is a minimum amount to maintain in CIMB Sg every month like DBS/POSB? Or else $2 will be charged.
Today TT at Raffles JP at 2.501. Cash rate was 2.487 and Superlink in NB quoted 2.492 over the phone. I wish Raffles Arcade didn't close so early.
It looks like CIMB could be a viable option for long term convenience. I wonder how they make money from the free inter-country fund transfer. Anyone knows if there is a minimum amount to maintain in CIMB Sg every month like DBS/POSB? Or else $2 will be charged.
yup yup. Anyway, get thing done more important..:p
Bank makes good money from the spread between buying and selling and the spread is usually higher than money changer in addition to a service fee. But for CIMB between Sg and My branch, it seems to be just the spread.
For my OCBC account, even with more than $500, the $2 is deducted every month but CIMB no such deduction.
if yr account is less than 1k in CIMB , u dun earn interest , tats all.
OCBC need to be maintain above $1k to avoid the $2 fall below fees/charges.
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malaysia bank sucks.
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Mine above $1,000 still charge the $2. Being thinking of closing the account as in no time, will eat away my money without doing anything by the bank.
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Monthly average daily balance >$1k should be no charges.
OCBC 360 savings acc, Minimum balance S$3,000 Otherwise, S$2 fee applies.
Current account with a cheque book Minimum balance S$3,000
S$7.50 monthly service fee applies if average monthly balance falls below S$3,000
Now then i know. Me seldom do I-Banking. Prefer to queue to pay bills. Never believe in GIRO. Got overdeducted several times.
But since i have a property at JB, and for convenience and better TT rate, i decided to go for I-Banking. CIMB seems to be the better choice. Called HL (s) and OCBC (s), both dont impress me at all. Especially OCBC.
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Don't worry, this GIRO transfer in Msia is different from the Spore GIRO auto deduction. Different bank maybe call it differently, eg Maybank Msia call it GIRO inter bank transfer, HSBC call it local beneficiary (MEPS GIRO), both refer the same thing i.e inter bank transfer of funds from one local Msia bank account to another. Need to initiate the funds transfer and not auto deduction. However, probably also can set standing order instruction to auto transfer at regular interval but I've not tried this before.
I think the charge could be service fee for the monthly statement they send you.
Change to paperless e-statement and there will be no more charges.
1 SGD = 2.5622 MYR . New record.
Will it really go to 2.7?
But moneychangers here only give 2.49-2.50..... Despicable!
That is a bit far fetched for now.
That means i have to login every month to execute my payments to relevant beneficiary eg payments of electric/water bill, etc? Unlike Spore, Msia is big. I am an alien. Dont even know where to go and pay my bills. So no choice. Go for I-Banking. Even though i be getting my keys end next year.
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