Tell you all some thing... if you owe loan sharks till you cannot pay you can "Toh Seow" (Like declare Bankruptcy) means stop everything & pay by instalments slowly no more interest charge. But you cannot be caught going to Nightclubs, Turf clubs, Karaoke, Casinos etc, they would not let u off easily then.
But to "Toh Seow" you need some gangsters to talk to them preferably "reputable" type. If you don't have anyone, small money can buy some, just need to ask around, sometimes there
are helpful people too. It's all about face more then money.. LOL :P
Just need to know how to handle things ... loan sharks are gangsters too. They have their type of laws. hehe...
But don't mistaken hor, I serve the force same time when GD was right at the top
Me ? /sigh .. not fit to polish his shoes Hahahaha....