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CPF misconceptions - true or false?!
- Thread starter dodgeball
- Start date
Fucktards sinkoes continuously get cheated by PAP.
But some singaporeans really won't save without CPF leh.
You are Kopisai...stop pretending lah.
2 things stood out
1) about paying market rate - 2 to 4% is rubbish. The fund manager will definitely get sacked for doing 2 - 4% when inflation is 5+%. And worst of all, they compare to savings rate. They should benchmark Berkshire
2) losses are not transferred to us - then where money come from? Someone has to weather the loss. The money will have to come from the people, one way or another. What bullshit.
1) about paying market rate - 2 to 4% is rubbish. The fund manager will definitely get sacked for doing 2 - 4% when inflation is 5+%. And worst of all, they compare to savings rate. They should benchmark Berkshire
2) losses are not transferred to us - then where money come from? Someone has to weather the loss. The money will have to come from the people, one way or another. What bullshit.
Just the very view of our cpf as a fd is a total joke and about the mentality of the government. CPF should be viewed as a managed fund and not free loan.
Commercial banks hold 20%+- in liquid money. I doubt 20% of the adults turn 55 on the same day. Why would there be a run then?
Commercial banks hold 20%+- in liquid money. I doubt 20% of the adults turn 55 on the same day. Why would there be a run then?
Hahaha...TS is Kopisai clone...he just used his infp clone to zap me...gahahahaha....caught red handed...
Biggest lie in the pack of lies - Most investments pay at best 4%.
Set up your own portfolio using ETFs and you can easily get 7 percent per year!
Set up your own portfolio using ETFs and you can easily get 7 percent per year!
if it's so easy to take back our savings, why then this:
1. raise withdrawal age from 55, it's now 65. won't be surprised it shall be increased to 70 and beyond. which means they shall tell us "we gonna live longer" just becos our precious immortal lives beyond 90. w't tf!
2. if one still won't die after 70, they increase the minimum sum. and what the fuck is minimum sum?? it now stands at $155k. won't be surprised they shall increase to maybe 1M which should freeze our life saving for good and eternally.
then they shall cook another series of craps to reason for hoarding our life savings. this is so much better than daylight robbery.
1. raise withdrawal age from 55, it's now 65. won't be surprised it shall be increased to 70 and beyond. which means they shall tell us "we gonna live longer" just becos our precious immortal lives beyond 90. w't tf!
2. if one still won't die after 70, they increase the minimum sum. and what the fuck is minimum sum?? it now stands at $155k. won't be surprised they shall increase to maybe 1M which should freeze our life saving for good and eternally.
then they shall cook another series of craps to reason for hoarding our life savings. this is so much better than daylight robbery.
Can only con simpletons
i bought some silver at USD$20, sold it at USD$24. what's the profit margin? :o:o:o
You are a speculator
oops... ok ok, my bad :(:(:(
I bought AAPL Call Option at $11 and sold it two weeks later at $47. What's my return?
wah... good lobang must share ok?
wah... good lobang must share ok?
No lobang lah. Speculator like you lah ...just had intuition that AAPL earnings would be good.
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