- Joined
- Aug 5, 2013
- Messages
- 13
- Points
- 0
Thank you for sharing info with me, isn't it what's forum are for?LoveGoodGuy, wow ur loan takes 2 months (june - aug) to get the approval? what takes it so long? now i'm worried abt my loan, it's just 2 weeks by now and latest to sign S&P is next week, otherwise Setia will remove the legal fee absorption.
you sign S&P before getting loan approval? Setia told me it that down payment that is settled during S&P signing can be refunded if I get rejection letter from bank, but i need to double confirm this agreement with Setia.
Yes, after deducting with discount and the absorption, the real hse price is actually less than 1M.
There were still a few NE facing units left, 9 units (d'fronde and d'branche). 20 SW facing left (d'fronde and d'branche). i chose d'fronde SW facing left side unit, agree that it's not bad coz the side windows not facing west sun. the unit that i chose is the one facing the garden beside the guard house. I was thinking of taking d'branche facing perimeter fence but those hse are not directly visible by guard hse and i'm afraid that there's security concern facing perimeter gateway.
My bank loan application proceed quite fast in fact; I got my bank loan approved about 8 working days. Rhb banker ximenes Loh is super efficient as other bankers still proceeding she already sent it to kl head office got it approved. she also response to my call after the deal. Loan application is something hectic ; I relax and took my time till late July then start to engaged bankers, despite of them kept on calling.. I signed my banker's offer in early August . Your timeframe of 2weeks should be enough, just gather all required document (hectic )ready and let bankers know your urgency. Btw setia will appoints bankers to you after the down payment, good to send application to all them and decide later.
Setia arrange s&p signing will a lawyer they appoint, then I seek for banker, once approved, signed the banker 's offer together with same lawyer, this time is the banker make arrangement for signing. Yes, setia assure that they will return your down payment of rm11k? If your loan not approved.
Good to know the progress of sale. May I know the guard house you mentioned, could you kindly check the Bi d Fronde official website 's site plan, near which unit? PTD 179335, 179402, 179301 or 179316? Thank you.