Wait..how can the cyclists be licenced when there is no licence regime in the 1st place? And inflation and depreciation is applicable to cars too ..the car driver also lost money caused by cyclists like you...why accidents happen? Cyclists run red lights, cyclists can't keep up with traffic, if the law is fair to drivers ... cyclists will not act the way they do because they will suffer the consequences...so ban cyclists..if they get hit..too bad for them..go hospital or die at their own dime...that will teach them a lesson in being assholes like u