Living in JB

[arsenal]

I think the procedure is fine and acceptable..

In fact I think their mortage rate at around 4% is also very responsible.. I can imagine what kind of property price will be if Malaysia drop interest rate to less than 1% like Singapore one day.. which mean there are still lots of room for price to go up.. When Singapore property interest goes back to 4% as before, I am curious to know how much the price will drop..

Dont u think the loan processes are very slow in msia vs spore? Are they so inefficient or becoz they hv too many redtapes?

 

[Grago]

I think the procedure is fine and acceptable..In fact I think their mortage rate at around 4% is also very responsible.. I can imagine what kind of property price will be if Malaysia drop interest rate to less than 1% like Singapore one day.. which mean there are still lots of room for price to go up.. When Singapore property interest goes back to 4% as before, I am curious to know how much the price will drop..

I agree with you. I believe it will be a very heavy burden on those borrowers when the interest rate goes up. Most would have borrowed to the max to get their dream home. Historically it has been seen that when interest rate go up it never is a "slow" climb BUT rather an overnight event causing hardship as a result.So the procedures are as Bro Arsenal puts it are fine.

 

[Bluereeff]

I think the procedure is fine and acceptable..

In fact I think their mortage rate at around 4% is also very responsible.. I can imagine what kind of property price will be if Malaysia drop interest rate to less than 1% like Singapore one day.. which mean there are still lots of room for price to go up.. When Singapore property interest goes back to 4% as before, I am curious to know how much the price will drop..

What is their turnaround time? 3 dys?

Any good banks to recommend?

 

[arsenal]

N01 35.55' E103 32.01'

Check this out.. A waterfall for picnic, small little hike near Nusajaya.. Sg Pulai Waterfall..

 

[Grago]

What is their turnaround time? 3 dys?Any good banks to recommend?

IMO HSBC, 5 working days, provided ALL documents are submitted together and no problems. That's my personal experience. Rate -2.45 offered.

 

[arsenal]

What is their turnaround time? 3 dys?

Any good banks to recommend?

I got quotes from HSBC and RHB bank. The turnaround is a week.. RHB bank do call me up for due diligence check.. I guess if you are young and have a job in Singapore, you should be able to get the loan you need..

 

[cleyeo]

bro Yonglip and Shawn,

Here is the progress of BH as of yesterday, Friday, 25th Nov.
If you are driving, you should be able to drive all the way to your unit.

 

[palden]

Any good commercial units to recommend?

 

[yonglip]

bro Yonglip and Shawn,

Here is the progress of BH as of yesterday, Friday, 25th Nov.
If you are driving, you should be able to drive all the way to your unit.
View attachment 2999

Thanks bro..for a moment you had me worried.. with news of flooding in some M'sia states, i thought i would be seeing some houses "swimming"..haha..wow...progress is indeed fast bro.

bro..u might want to update your purchase in the list...

cheers.

 

[Vincent77]

hi again all.. want to ask, are there any units around rm 500k or below as we wanted to start small. if we go in tomorrow, what are the places we can go to see show flats and stuff? thanks in advance.

 

[Bluereeff]

I got quotes from HSBC and RHB bank. The turnaround is a week.. RHB bank do call me up for due diligence check.. I guess if you are young and have a job in Singapore, you should be able to get the loan you need..

Thanks. Guess we hv to lower our expectation when we deal w them. One week is considered slow turnaround in spore context but mayb its the norm over there.

 

[Puteri harbour]

Wow!!!! Just realize that encorp has a full page advertisement for the new condo project name Encorp Marina. It will be right next to imperia puteri harbour. The Singapore launch is at Hilton hotel today and tomorrow.

Do not know the launch price yet. Anyone know, pls update.

Many thanks.
PH

 

[Bluereeff]

Wow!!!! Just realize that encorp has a full page advertisement for the new condo project name Encorp Marina. It will be right next to imperia puteri harbour. The Singapore launch is at Hilton hotel today and tomorrow.

Do not know the launch price yet. Anyone know, pls update.

Many thanks.
PH

I heard avg 1000psf RM. imperia is a better deal i guess. Do not know about the difference is quality between the 2 though.

 

[Bluereeff]

I heard avg 1000psf RM. imperia is a better deal i guess. Do not know about the difference is quality between the 2 though.

This is for the one bedder.

 

[wuqi256]

Bros here, Just helping out here but if anyone has anyone local to refer to work for the following positions, please PM me.
Cooks, drivers, teachers, please do PM me.

 

[wuqi256]

Saw the MACS booth operating at JUsco Bkt Indah yesterday, seems like it has extended another month till Dec 15.

Thanks for highlighting, yes its until Dec 15.

 

[wuqi256]

I heard avg 1000psf RM. imperia is a better deal i guess. Do not know about the difference is quIality between the 2 though.

Imperia looks to be pretty well equipped and catering to a pretty different market

 

[wuqi256]

hi again all.. want to ask, are there any units around rm 500k or below as we wanted to start small. if we go in tomorrow, what are the places we can go to see show flats and stuff? thanks in advance.

Nusa Idaman, Nusa Sentral, places like Setia's Corals are some options.

 

[LGLab]

Nusa Idaman, Nusa Sentral, places like Setia's Corals are some options.

I heard nusa sentral have alot of complaint leh...

they dont have top notch security. and their security are lim kopi type. drive along only?

 

[LGLab]

I saw that bros here have already answered your question, some useful links:

http://www.blr.my/

There is also Klibor:
http://www.standardchartered.com.my/cb/loan/klibor/default.html

East539 pal ask me not to get involve with SC as they require alot of stuffs before i can take up loan from them.

Also, their bankers are not proactive!! i need to call them up chasing to return loan.