Living in JB

[Sanur]

Hello everyone I wonder if anyone having mosquito problem like mine and solutions, Ive called the office and they said that ive to complain to mpjbt so they would come and fog the area but calling mpjbt with their main number is near impossible as they hardly pickup the phone!! Alzo te office say there would be fogging once every two month in my area but i have not seen any fogging so far. Btw Im staying at el.

Hi linked

U might wan to try this, we uses deodorized insecticide which contains synthetic pyrithoid. Mixed it with water n in a commercial spray. We sprayed it when necessary in the garden and the perimeter of outside of yr house. Remember to close all doors n windows first. We are doing it for both Singapore n Jb home. And never experience mosszie than.

 

[Puteri harbour]

Like your view... Need to know you Once of these days......
Ambitious can also be down to earth. Just keep reserves of 8years.... No matter what happen to the world, nothing will happen to us.....

I extremely ambitious as well.... Ha ha....

Cheers,
PH

Just sharing my personal views on the above matter. I definitely agree with you regarding the facts which you've stated above, but what you've stated about Sg and Johor are all facts of the present situation. In investments, we are all betting on the future, don't you agree?

I have a much higher risk appetite when compared to most people. I like to invest in something which can yield a profit of at least 100%(double my purchase price),
- Within 1-2 years for stocks
- Within 5 years for properties.

Thus to make 100% profit on properties within the next 5 years and comparing both Sg and Johor's price at present, I see it in this simple way(using sgd as illustration);
Present price - If Nusajaya's price is presently SGD1, Singapore's mass market price is around SGD8.
In the next 5 years, I think there's a much higher chance for Nusajaya's price to double to SGD2(thus making 100% profit for me) than Singapore's price to further double to SGD16.

Of course not everyone dares to take risk like I do, many are low risk takers and will not take chances, they would rather wait for Nusajaya to become a reality before purchasing a nice property which they like. But when so many people are finally buying Nusajaya, that's the time when I'll sell off my excess units and use my profit on my new targets for investment.

There's no right or wrong here, just a matter of risk appetite and each individual's goals, dreams and ambitions. Many people are the 'down-to-earth' kind and I respect that. As for me, I'm the ambitious type

 

[jasonjst]

Hi linked

U might wan to try this, we uses deodorized insecticide which contains synthetic pyrithoid. Mixed it with water n in a commercial spray. We sprayed it when necessary in the garden and the perimeter of outside of yr house. Remember to close all doors n windows first. We are doing it for both Singapore n Jb home. And never experience mosszie than.

How does it look like ? Where can I buy this ? How long often we need to spray it ?

 

[Puteri harbour]

I stay in Singapore and mosquito usually come during raining season. I have pest control to fog my place monthly and I bought many novita electric insect killers each for every room and living room. I use it only at night during rainy seasons. Www.novita.com.sg.
Hope it helps...

PH

Hello everyone I wonder if anyone having mosquito problem like mine and solutions, Ive called the office and they said that ive to complain to mpjbt so they would come and fog the area but calling mpjbt with their main number is near impossible as they hardly pickup the phone!! Alzo te office say there would be fogging once every two month in my area but i have not seen any fogging so far. Btw Im staying at el.

 

[Sanur]

How does it look like ? Where can I buy this ? How long often we need to spray it ?

We got it in Thomson nursery in Singapore. For sing, we uses it once in a blue moon as mozzie must gave preferred another place. A bottle 12 plus. Use for very long as u only need a few capful for a big pressured pump. Get the pump from Jb it's of better quality. In Jb, we only spray when we go there, first thing n only first day. So we can enjoy being outside n all doors open the whole nite. Try it, but couldn't get the liquid in pecan nanas nursery.

 

[Sanur]

I stay in Singapore and mosquito usually come during raining season. I have pest control to fog my place monthly and I bought many novita electric insect killers each for every room and living room. I use it only at night during rainy seasons. Www.novita.com.sg.
Hope it helps...

PH

Hi ph,

U should try mine method, as we used it for many years, and I am staying in a Forested area... Really forested...

 

[Investor]

It is on the left side, drive in a bit... right side going to main road liao... it is a big Chinese restaurant like the scale of longbeach.. It is called Grand Straits Garden Seafood Restaurant... the locals frequent it for celebrations... you can find it on google map

4 of us ate there... i remember we ordered a simple kampong chicken (stupid choice!), some vege, a lobster, a meat... RM300+ total bill
So this is not exactly cheap but probably slightly cheaper than SG

Exit Jalan Persiaran Danga, Danga Bay, 81200 Johor Bahru, Johor, Malaysia

Hi Lemans,
Thank you very much for your recommendation and the address. Great recommendation, will definitely try it one of these days.

 

[Investor]

Like your view... Need to know you Once of these days......
Ambitious can also be down to earth. Just keep reserves of 8years.... No matter what happen to the world, nothing will happen to us.....

I extremely ambitious as well.... Ha ha....

Cheers,
PH

Hi PH,

Thanks for sharing your investment tips too, I've definitely learnt something from you. Sometimes I took too much risk, too eager to make more money faster, and went fully invested without keeping any reserves :p

 

[Puteri harbour]

I meet many successful businessman and property investors. Some of them once a bankrupt and they teach me the trick about reserves and it work I did not need to go through the difficult in case market work against despite te good fundamentals..... Just sharing what I learnt from others... Great that it helps....

Cheers,
PH

Hi PH,

Thanks for sharing your investment tips too, I've definitely learnt something from you. Sometimes I took too much risk, too eager to make more money faster, and went fully invested without keeping any reserves :p

 

[Puteri harbour]

Thanks sanur,

Will definitely try...... Cheers....

Hi ph,

U should try mine method, as we used it for many years, and I am staying in a Forested area... Really forested...

 

[yonglip]

Just sharing my personal views on the above matter. I definitely agree with you regarding the facts which you've stated above, but what you've stated about Sg and Johor are all facts of the present situation. In investments, we are all betting on the future, don't you agree?

I have a much higher risk appetite when compared to most people. I like to invest in something which can yield a profit of at least 100%(double my purchase price),
- Within 1-2 years for stocks
- Within 5 years for properties.

Thus to make 100% profit on properties within the next 5 years and comparing both Sg and Johor's price at present, I see it in this simple way(using sgd as illustration);
Present price - If Nusajaya's price is presently SGD1, Singapore's mass market price is around SGD8.
In the next 5 years, I think there's a much higher chance for Nusajaya's price to double to SGD2(thus making 100% profit for me) than Singapore's price to further double to SGD16.

Of course not everyone dares to take risk like I do, many are low risk takers and will not take chances, they would rather wait for Nusajaya to become a reality before purchasing a nice property which they like. But when so many people are finally buying Nusajaya, that's the time when I'll sell off my excess units and use my profit on my new targets for investment.

There's no right or wrong here, just a matter of risk appetite and each individual's goals, dreams and ambitions. Many people are the 'down-to-earth' kind and I respect that. As for me, I'm the ambitious type

bro..there is never a doubt in my mind nusujaya prices will rise...even double in 5 years time..yes..i am as optimistic as you. thats why i m vested. but my point is this...even with doubled prices, after subtracting what we have put it, the fruits might not be as spectacular as what some might be expecting...lets calculate based on your numbers to illustrate my point. Assume RM500K house with RM400K loan. Double in price to RM1 million in 5 years time. wow.

Sale price = RM1 million
minus
loan outstanding RM360K
Initial down payment RM100K
Instalment paid RM120K
Reno + furnishing + maintain RM100K
legal/admin/tax/insurance RM50K
net gains = RM270K....or around S$100K..or S$20K per year.

so in order to see some sort of gains...Prices REALLY HAVE TO DOUBLE...anything less and it may not be worth the while...for many people even for the super optimistic ones like us, doubling in price in 5 years time could be a tall order bro.

i am for investing in nusujaya, but one has to do it with less gearing, not higher gearing as what some bros suggested here.

 

[Puteri harbour]

Hi yonglip,

I am more bullish than you. I think MYR will appreciate at least 20% next 5 year and investor will make 20k more. If investor fund it from Singapore equity loan, the interest cost will further be reduced.

So ROE may be more than 100%. Better than equity investment.... Cheers...

bro..there is never a doubt in my mind nusujaya prices will rise...even double in 5 years time..yes..i am as optimistic as you. thats why i m vested. but my point is this...even with doubled prices, after subtracting what we have put it, the fruits might not be as spectacular as what some might be expecting...lets calculate based on your numbers to illustrate my point. Assume RM500K house with RM400K loan. Double in price to RM1 million in 5 years time. wow.

Sale price = RM1 million
minus
loan outstanding RM360K
Initial down payment RM100K
Instalment paid RM120K
Reno + furnishing + maintain RM100K
legal/admin/tax/insurance RM50K
net gains = RM270K....or around S$100K..or S$20K per year.

so in order to see some sort of gains...Prices REALLY HAVE TO DOUBLE...anything less and it may not be worth the while...for many people even for the super optimistic ones like us, doubling in price in 5 years time could be a tall order bro.

i am for investing in nusujaya, but one has to do it with less gearing, not higher gearing as what some bros suggested here.

 

[Lord Aragorn]

Just took my good friend and colleague plus her family to lots of places last weekend. Even her husband was impressed.
They saw the Imperia too and its really nice but i would still go for landed as condo is just not my cup of tea.

I now have an interesting situation, i am starting to have groups of friends or colleagues who have at least 5-10m to invest,
need to help find them bungalows in gated and guarded areas. LF and LH are still one of the most viable options it seems but
going to hunt for more for them on the weekends.

Why don't you go for the bungalows at Straits View? I bought one there liao. Your friend might be my neighbor!

 

[LeMans2011]

Why don't you go for the bungalows at Straits View? I bought one there liao. Your friend might be my neighbor!

Even the SDs are very nice, especially the high ceiling 2 storey ones.
However this is more suitable for those who commute via Causeway and comfortable on Permas Jaya side.
Having said that, at the rate prices are running up at the West side, the East could well have the last laugh eventually.

One place for sure which have not appreciated like the rest is Taman MOlek / Ponderosa side.

 

[rw6akr]

Hello everyone I wonder if anyone having mosquito problem like mine and solutions, Ive called the office and they said that ive to complain to mpjbt so they would come and fog the area but calling mpjbt with their main number is near impossible as they hardly pickup the phone!! Alzo te office say there would be fogging once every two month in my area but i have not seen any fogging so far. Btw Im staying at el.

I was visiting Taman Molek and noticed Diamand Pest Control sign. They charge 150RM for ants, cockroaches and mosquito fogging once a month with one year contract. However, fogging is not very effective if your neighbors don't do that. Since I stay at EL as well it would be good if you will do it too

Not sure if that is their correct web-site as I've just use Google to find it. PM me if you need more details.
http://www.diamondpestcontrol.com/

 

[yonglip]

Hi yonglip,

I am more bullish than you. I think MYR will appreciate at least 20% next 5 year and investor will make 20k more. If investor fund it from Singapore equity loan, the interest cost will further be reduced.

So ROE may be more than 100%. Better than equity investment.... Cheers...

i hope so too..but SIng currency stance is for gradual appreciation of the S$ simply cos we import a lot of things from M'sia. If RM strong, there will be imported inflation. that is why over the years S$ strengthening against RM...and i do see this trend continuing. Why Sing can call the shots?..we have the $ to intervene in the forex markets.

 

[yonglip]

Even the SDs are very nice, especially the high ceiling 2 storey ones.
However this is more suitable for those who commute via Causeway and comfortable on Permas Jaya side.
Having said that, at the rate prices are running up at the West side, the East could well have the last laugh eventually.

One place for sure which have not appreciated like the rest is Taman MOlek / Ponderosa side.

never know bro..one day the 2 govt might wake up and realise it make a lot of cow sense to build a 3rd link from Punggol area to Paisr Gudang..when that happens, it will be another round of boom boom boom...

 

[palden]

Price of property in JB within last few years proved that there can be appreciation even though there's plenty of land around. I do not expect prices in Iskandar Malaysia to stay around this level in the long term though there may be ups and down along the way. The biggest worry is stability of the government policies.

Appreciation yes. But how liquid is it as more and more developments are started.

 

[Puteri harbour]

MAS stance is always there. US and Europe is also import a lot from china. Why then do they want their currency to weaken against the yuan? Currency strength is determine by economic growth and government maturity to match global inflation.

Economic growth. If a country A grow faster than country B, naturally the currency of the country A should strengthen over time. Developing country are usually self sufficient at initial stage of growth. As growth pick up, they will need to import talents and technology where it is more costly than exporting low value added electronics and farm products. At one point Malaysia may not have enough resource for themselves. One good example is oil.

Government maturity on global inflation. If every government in the world allow their property to go up 100% in the next 10 years. And our govt allow the prices to stay put. Our people will be happy but (Assuming currency is stable) we will be poorer relative to the world. You need a strong government to implement such unfriendly policies. Weak govt have to make her people happy and as a result make the whole country poorer. Price growth and Appreciating currency is needed to attract investment. If not, nobody will invest in your country if they know their investment is depreciate every year.

In my previous post, I also mention that weak currency only protect inefficient exporters. To up the technology curve, Malaysia need to gradually appreciate its currency to have a balance between not damaging export and gradually making its companies more efficient.

Singapore export almost 70% of global oil rigs and the subsequent repair and maintenance works. But out currency strength against most currencies. Why? Bottom line of competition is still value added and not pricing.
Hope this will give you some in depth thoughts.....

Just sharing what I have learnt from the many people I met.

Cheers,
PH

i hope so too..but SIng currency stance is for gradual appreciation of the S$ simply cos we import a lot of things from M'sia. If RM strong, there will be imported inflation. that is why over the years S$ strengthening against RM...and i do see this trend continuing. Why Sing can call the shots?..we have the $ to intervene in the forex markets.

 

[Puteri harbour]

Some of my personal rules in investment.
Rule 1 - 20% control 80% of the wealth. As long as you follow this 20%, your asset and goods will be liquid....
Rule 2 - buy investment as is constraints. Inland vs coastal land. Coastal land is more limited and has great view.
Rule 3 - buy anything (except things that is invisible) that drop more than 60%. Everything has a cost to it and the cost cannot be zero.

Rule 1 and rule 2 will ensure that You will always have a buyer for Your investment cause the Rich will always be rich regardless of economic environment. They still can buy. The poor will be poorer In economic downturn and probably cannot buy Much. So rule 1 is extremely important...
Rule 3 can stand alone because rule 3 is buying on valuation.

Hope the above helps.....

Cheers,
PH

Appreciation yes. But how liquid is it as more and more developments are started.