aiya you so smart, high IQ, super careful, clever and soooo IT savvy, soooo many gadgets, I am sure you already know what to do next even without users' feedback one de la......LOLxxx
I don't claim to know everything & not shy about asking around to tap other people's knowledge base.
I hate getting bad deals & before I spend alot of $$$ on big ticket items I'll do due diligence & find out the cost/benefit before committing myself.
Have never owned a car in Spore but have used my $$$ to pay-off my home loan fully. I never buy anything on credit, making sure I pay my credit card fully. As a result I've got money in the bank.
Some people are more into impulse buying & they get into problems like the problems you had with Macs.
To each his own