Sinkieland is a terrible place to retire, unless you enjoy watching reruns of 黄金年华, buying groceries with paltry discounts at NTUC Fuckprice, take bus and MRT rides with fare 'discounts', and taking part in various nonsense activities put out by the RC grassroots lowlifes. Or worse, numb yourself to oblivion by immersing yourself in volunteer work at churches and temples etc.
Go to somewhere with cleaner air and water, where it is less crowded and you can get more bang for your buck.
All those self-styled 'financial gurus' or 'financial consultants' who claim they want to help you
save for retirement... they never tell you how to escape this prison. You are just a source of
commission for them to get the next trophy at their company gala or the next 'million dollar roundtable'.