Summary of Benefits of S'poreans vs PRs

[makapaaa]

From: kojakbt22 1:40 am
To: ALL

19055.1

The benefit info except for housing data is taken from the ICA website. I've summarised the relevant info and put them in a table form for ease of reading and comparison.
http://www.ica.gov.sg/data/resources/docs/BenefitsPrivilegesRightsObligations_20080429.pdf
Benefits for Singaporean vs PR


Singaporean PR Remark
Education

Govt Schools
Primary $0 per mth $3.50 per mth
Secondary $5 per mth $6 per mth
Pre-U $6 per mth $7 per mth

Independent Schools
Secondary (avg) $202.50 per mth $243 per mth S'porean has 17% discount
Pre-U (avg) $312.50 per mth $375 per mth S'porean has 17% discount

Others
ITE (avg) $ 27.50 per mth $ 30.25 per mth S'porean has 9% discount
Poly $175.00 per mth $192.50 per mth S'porean has 9% discount

Universities
NUS, NTU, SMU $6110 per year $6720 per year S'porean has 9% discount

Primary 1 Enrollment Same Same

Healthcare

Public Hospitals
Class B1 20% subsidy 10% subsidy S'porean has 10% more subsidy than PR has
Class B2 65% subsidy 55% subsidy S'porean has 10% more subsidy than PR has
Class C 80% subsidy 70% subsidy S'porean has 10% more subsidy than PR has
Day Surgery 65% subsidy 55% subsidy S'porean has 10% more subsidy than PR has
Specialist Outpatient Clinic 50% subsidy 40% subsidy S'porean has 10% more subsidy than PR has

Polyclinics Consultation
Adult (avg fee) $9.05 $14
Child/Elderly (avg fee) $4.85 $14

Public Housing*
4 room HDB $285K $334K S'porean has 14.7% discount
5 room HDB $375K $392K S'porean has 4.3% discount
Eligibility for HDB loan Yes No But PR can still get loans from banks

Special Transfers
CPF top-up Yes No
Medisave top-up Yes No
New S'pore Shares Yes No
Econ Restruct Shares Yes No
Progress Package Yes No

NS & Reservist Yes No PR kids can relinquish their PRs to avoid NS




* Public Housing figures are calculated from the following:


[New Punggol HDB flats currently being offered]
http://www100.hdb.gov.sg/09JULBTOPG_pdf/$file/Punggol_Residences_General_Info.pdf

Typical Applicants' Median
Selling Household Income
Price
4 room $295K $4100
5 room $375K $5100

For household income of $4100, the 1st time buyer will enjoy an additional $10K grant
Grants are not applicable for household income above $5000

Hence, typical price of new HDBs in Punggol for 1st time avg S'poreans after grants:
4 room $285K
5 room $375K

[Price of HDB Resales which PRs can buy in Punggol]
http://www.scribd.com/doc/15509668/HDB-Resale-Transactions-May-09)

Avg HDB Resale transacted price in Punggol:
4 room $334K (avg of the 10 transactions in May 09)
5 room $392K (avg of the 18 transactions in May 09)


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[makapaaa]

<TABLE border=0 cellSpacing=0 cellPadding=0 width="100%"><TBODY><TR><TD height=8></TD></TR><TR><TD class=msgtxt>Do add the following:

20% of vacancies in varsities are *reserved* for FTrash.
Sporns who break scholarship bonds are shamed publicly while FTrash are either given free scholarships or receive no action if they break bonds.

NS records can be used *against* Sporns (heard that Sporns having to fill in their NS details in job applications and explain why if their records are less than stellar) while FTrash don't have such a problem.

In fact, Sporns with reserve service liabilities are passed on for job and career advancement opportunities.

Sporns who bought new PHoles are not allowed to buy another property for 5 years while FTrash donch have such a restriction.

FTrash get welcum parties from the Papayas when they move into a housing estate while Sporns get none.

FTrash can withdraw their CPeeF savings after they give up their PeeR, go back to their home country and then cum back again as PeeR while Sporns have no such alternatives.
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[Watchman]

 

[Watchman]