in amerika, once you reach 65 not 69 you get medicare which covers hospitalization (part a) and doctor and clinical visits (part b) for $174.69 per month. if you sign up with either a part c (medicare advantage) from $0 to $69 per month or a supplementary plan that charges an additional premium of up to $169 per month, you get 100% hospitalization and outpatient coverage. some part c offerings cover drugs and dental with $0 premiums. it’s way much better than sinkie medical coverage for seniors. but if you’re below 65 and have no medical insurance either thru employment or obamacare you die your business.