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Serious [ Singapore HDB News ] Ethnic Chinese Beware of Indian Race + Victim Card : J. M. Daniel William Gomez Want To Sell Their HDB Curry House Unit To YOU

grandtour

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https://www.straitstimes.com/forum/letters-in-print/flexibility-needed-for-minority-race-flat-owners
Flexibility needed for minority-race flat owners

Published
Sep 7, 2018, 5:00 am SGT
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The Housing Board's Ethnic Integration Policy has been a good way to ensure diversity in heartland estates and prevent the formation of ethnic enclaves.

However, as HDB estates mature, minority-race flat owners, such as Indians and Malays, will find it difficult to find another Indian or Malay buyer.

The critical mass of this small group of potential buyers is just not there.

In Bishan, for example, some HDB flats are already 30 years old and minority-race owners are finding it difficult to find eligible buyers unless the property goes for a song.

I know of a minority-race owner of a flat in Bishan who has tried to sell the property for a very long time without success. The bank finally took over the flat and put it up for auction recently. There was no bidder. Now it is back in the market again with an agent to find a minority-race buyer.

If the apartment is not sold, the owner could become bankrupt if he is unable to meet his financial needs or downgrade.

I have also heard of a couple in their 70s who have been unable to sell their flat for money they need to pay their medical bills and other expenses.

HDB needs to look into this matter, especially if the flats are more than 20 years old.

More flexibility should be allowed so that people from minority races who own HDB flats older than 25 years can sell themto buyers of any race.

Or they should be allowed to sell their flat to HDB after an independent market valuation. HDB can then sell the flat to another minority-race buyer.

J. M. Daniel (Ms)


https://www.straitstimes.com/forum/...o-look-at-plight-of-minority-race-flat-owners
HDB needs to look at plight of minority-race flat owners

Published
Sep 14, 2018, 3:08 pm SGT
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I would like to highlight the situation I am in because of the Housing Board's Ethnic Integration Policy (Flexibility needed for minority-race flat owners, Sept 7).

I have been staying in my five-room executive maisonette flat for more than 30 years.

My children have all moved out and my wife and I have been trying unsuccessfully to sell this flat for over a year.

We are both in our early 70s and not only are we having difficulty maintaining the large flat, we also struggle to climb the stairs to get to the upper rooms. We value our privacy so leasing our spare rooms is not an option.

We see downgrading to a smaller unit as the solution as it would allow us to use whatever balance we get for our medical and other expenses.

I would like to appeal to HDB to look into our case and into those who are in a similar situation as ours, and come to an amicable solution so that individuals like us can age gracefully without being a burden to our children or the state.

William Gomez
 
Learn from jiu hu where even malays avoid buying bumi lot homes even if offered at discount as difficult to sell. Or sell cheap later on.
 
not sure if the minorities under this ei policy got their flats cheaper in the market, if so then not fair to the others who got their at a higher price.
if not, hdb can allow them to sell their flats to "others" - as things can pan out well (and evenly to the ratio-mix) in the future when other minorities move in. hdb can address the disparity if and when it observes that too many of a particular race have applied for these resale flats.
it's no more the enclaves that we've observed in gayland serai, chinatown or jalan besar areas - as location is the main consideration / factor that cuts across all races.
 
The gahmen already said...can sell HDB and make huge profits as you are the rightful owners, regardless of race, language or religion.
 
Barking up the wrong tree.
Just take the trains and you will see there are no shortage of Indians -they are everywhere!
So why no Indian buyers-because these Indian nationals /former indian nationals are not buying/ staying in HDB's!-they are living in private properties.
Ask any seller or landlord in a condo and they will tell you there are no shortage of Indian buyers/tenants who often pay a premium.

So local Indians should ask why local Indians stay in HDB and Indian nationals are staying in condos-the PAP pro foreigner policy have impoverished local Indians.
You vote for PAP-this is what you get
 
https://www.straitstimes.com/forum/letters-in-print/flexibility-needed-for-minority-race-flat-owners
Flexibility needed for minority-race flat owners

Published
Sep 7, 2018, 5:00 am SGT
Facebook Twitter WhatsApp Email

The Housing Board's Ethnic Integration Policy has been a good way to ensure diversity in heartland estates and prevent the formation of ethnic enclaves.

However, as HDB estates mature, minority-race flat owners, such as Indians and Malays, will find it difficult to find another Indian or Malay buyer.

The critical mass of this small group of potential buyers is just not there.

In Bishan, for example, some HDB flats are already 30 years old and minority-race owners are finding it difficult to find eligible buyers unless the property goes for a song.

I know of a minority-race owner of a flat in Bishan who has tried to sell the property for a very long time without success. The bank finally took over the flat and put it up for auction recently. There was no bidder. Now it is back in the market again with an agent to find a minority-race buyer.

If the apartment is not sold, the owner could become bankrupt if he is unable to meet his financial needs or downgrade.

I have also heard of a couple in their 70s who have been unable to sell their flat for money they need to pay their medical bills and other expenses.

HDB needs to look into this matter, especially if the flats are more than 20 years old.

More flexibility should be allowed so that people from minority races who own HDB flats older than 25 years can sell themto buyers of any race.

Or they should be allowed to sell their flat to HDB after an independent market valuation. HDB can then sell the flat to another minority-race buyer.

J. M. Daniel (Ms)


https://www.straitstimes.com/forum/...o-look-at-plight-of-minority-race-flat-owners
HDB needs to look at plight of minority-race flat owners

Published
Sep 14, 2018, 3:08 pm SGT
Facebook Twitter WhatsApp Email

I would like to highlight the situation I am in because of the Housing Board's Ethnic Integration Policy (Flexibility needed for minority-race flat owners, Sept 7).

I have been staying in my five-room executive maisonette flat for more than 30 years.

My children have all moved out and my wife and I have been trying unsuccessfully to sell this flat for over a year.

We are both in our early 70s and not only are we having difficulty maintaining the large flat, we also struggle to climb the stairs to get to the upper rooms. We value our privacy so leasing our spare rooms is not an option.

We see downgrading to a smaller unit as the solution as it would allow us to use whatever balance we get for our medical and other expenses.

I would like to appeal to HDB to look into our case and into those who are in a similar situation as ours, and come to an amicable solution so that individuals like us can age gracefully without being a burden to our children or the state.

William Gomez
Actually can sell to cina is fine but cina cannot sell to m&ds n ah nehs as it will turn the estate to a slum. If have m&d n ah neh neighbors. Property values will drop
 
https://www.straitstimes.com/forum/letters-in-print/medical-bills-loom-but-unable-to-sell-flat

Medical bills loom, but unable to sell flat

Published
Sep 12, 2018, 5:00 am SGT

I concur with Ms J. M. Daniel (Flexibility needed for minority-race flat owners; Sept 7).

I am visually handicapped and undergoing kidney dialysis, which is a very expensive lifelong affair that has taken a toll on my family's finances.

My mother and my late father had no insurance and had their own medical issues, resulting in hefty medical bills.

My sister is the sole breadwinner. She is nearing retirement.

Thus, we have planned to downgrade and sell our lovely Bishan flat because of the overwhelming medical bills.

Our repeated appeals to the Housing Board to waive the Ethnic Integration Policy, given the special circumstances, have been rejected.

While the merits of the policy cannot be denied, flexibility for special circumstances allows the spirit of the law to prevail. Giving an exemption to those with special circumstances will not cause a major upheaval in the ethnic quota of any block.

Most importantly, it will help those, like my family, under financial duress to pay off our debts and have enough for future medical expenses.

That we are willing to downgrade shows our earnest intention not to become a liability to society by ending up on government welfare.

Raj K. M.

A version of this article appeared in the print edition of The Straits Times on September 12, 2018, with the headline 'Medical bills loom, but unable to sell flat'. Print Edition | Subscribe
Topics:
 
If you believe the Cock & Bull Stories of these Indian Snakes J. M. Daniel William Gomez Raj K. M.
You deserve to bitten by Indian Snakes one day.

The Only Reason these Indians can't sell their flat is
Living in their Indian Ego Bubble & Asking For Sky High Prices for their Curry & Odor Soaked Units


Indiancobra.jpg

HBu5M5X.jpg
 
https://www.straitstimes.com/forum/...-to-secure-buyers-from-eligible-ethnic-groups

Most flat sellers are able to secure buyers from eligible ethnic groups

Published
Sep 20, 2018, 5:00 am SGT

We refer to the letters by Ms J. M. Daniel, Mr Raj K. M. and Mr William Gomez (Flexibility needed for minority-race flat owners, Sept 7; Medical bills loom, but unable to sell flat, Sept 12; and HDB needs to look at plight of minority-race flat owners, Sept 14; respectively).

The Ethnic Integration Policy (EIP) was introduced in 1989 to ensure a balanced mix of ethnic groups living in our HDB estates, promote racial harmony and strengthen social cohesion.

It applies to the sale and purchase of all new and resale HDB flats, and is implemented for all ethnic groups. Prospective flat buyers and sellers can check the ethnic proportions via the HDB InfoWEB.

Given the large volume of buyers on the market every year, most home owners are able to secure buyers from eligible ethnic groups.
The saleability of a flat in the open market is dependent on many factors, not just the EIP.

While home owners may have their own expectations of how much their flat could sell for, flat attributes such as location, storey height, the physical condition of the flat and market sentiments would also be considered by prospective home buyers.

Home owners looking to sell their flat would have to set realistic asking prices.

For those who are unable to sell their flats, HDB may grant them an extension of time.

Additionally, HDB has and will continue to exercise flexibility for households where there are exceptional circumstances.

Besides selling their flats, elderly home owners who wish to unlock the value of their existing flats can also consider taking up the Lease Buyback Scheme or renting out spare bedrooms.

However, we understand that each individual has different considerations and needs.

HDB branches offer one-on-one financial consultation services to help home owners better understand the various monetisation options so that they can make decisions that best meet their needs and preferences.

Lily Chan-Wong Jee Choo (Mrs)
Director (Policy & Property)
Housing & Development Board

A version of this article appeared in the print edition of The Straits Times on September 20, 2018, with the headline 'Most flat sellers are able to secure buyers from eligible ethnic groups'. Print Edition | Subscribe

Topics:
 
Actually the law should be able for the cina to buy this ah neh flat. But in cina neighborhood if the racial quota is already exceeded. Than m&ds n ah nehs cannot buy into cina flats. I don't want m&ds n ah neh neighbors. m&ds either strum guitars outside r terrorist n ah nehs r inconsiderate n anti social racists n both races r trouble makers. They will bring property values down
 
Never buy flats from nehs. It's a big fat joke. The stench will remain for years to come. And they will also draw shit on their floor too.
 
Racism in practice in Singapore....have, complain.

Don't have also complain....curry nah.
 
They buy cheap from same ethnic quota now want to sell expensive to non ethnic quota. Proves that Greed has no boundaries... just like our resident greedy pig Ginfreely..Lol :D
 
If you are indeed the real bona fide "owner" of a HDB...why then you cannot even sell your flat ?
 
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