Actually not siding,it can be true,due to our geographical location,anyone that control n run this country will laugh all the way to the bank,its not the ppl but location,eg like u setup a bank as time passes by nobody keep money in tin cans ,they go the the bank n bank Don pay much interest but they invest in property n in term ppl loan money from bank to buy,same as business come to sg to invest,sg is small.n easy zo manage interns of tpt ,Internet, comm,power ,water,etc