Exactly. I see cpf is like a kopitiam card. You can only allocate the fund for the rules of the kopitiam card, only use in kopitiam food court.Using your CPF to buy a flat is similar to using tokens to play games at an arcade. You can only use the tokens within their 'system', under their rules.
CPF is your own money. Why should it be a 4D ticket?I think of the CPF as a 4D winning ticket. If it comes, great. It it doesn't, its fine.
If u understand the CPF game, and play within its rules, you can huat big time. But it takes discipline, and comprehensive knowledge to play the game. Most sinkies are so fucking dumb, they have no comprehension that there is even a game going on. The school don't educate them, their parents don't educate them, and for sure the so call financial advisors don't do it.CPF is hidden taxation on your disposable income, that is all.
Compare CPF to a proper retirement savings plan e.g. America's 401k.
Using your CPF to buy a flat is similar to using tokens to play games at an arcade. You can only use the tokens within their 'system', under their rules.
If u understand the CPF game, and play within its rules, you can huat big time. But it takes discipline, and comprehensive knowledge to play the game. Most sinkies are so fucking dumb, they have no comprehension that there is even a game going on. The school don't educate them, their parents don't educate them, and for sure the so call financial advisors don't do it.
The only way to unscam yourself from CPF is to MIGRATE!!!If u understand the CPF game, and play within its rules, you can huat big time. But it takes discipline, and comprehensive knowledge to play the game. Most sinkies are so fucking dumb, they have no comprehension that there is even a game going on. The school don't educate them, their parents don't educate them, and for sure the so call financial advisors don't do it.
Yup. The game is designed for the govt to win. U think they let sinkies win or help sinkies? If they truly help sinkies, they would not allow cpf to purchase flat at all. And it is solely for retirement. Even if it is for retirement, they keep changing the rules to keep that cpf money. Interest rate is lower than inflation rate.And 'playing the game' precisely entails playing within their system, under their rules. For example, giving the money to HDB, funding your very enemies and oppressors.
Even if you hypothetically huat big time, you are still a loser. The only winning move is to not play the game.
Not easy, but can be done with good discipline and prudenceThe only way to unscam yourself from CPF is to MIGRATE!!!
If u can take the cpf as a lost and a lesson learnt. U can cut ur losses by just going across the causeway. The easiest way to fuck off from the PAP system. U dun have to officially emigrate by giving up ur World number 1 passport.Not easy, but can be done with good discipline and prudence
Yes, this is the game. But how do you win it? I know friends who have successfully defeated this scam.Yup. The game is designed for the govt to win. U think they let sinkies win or help sinkies? If they truly help sinkies, they would not allow cpf to purchase flat at all. And it is solely for retirement. Even if it is for retirement, they keep changing the rules to keep that cpf money. Interest rate is lower than inflation rate.
Now, they allow it to purchase flat, but they keep increasing the price of the flat. Ur cpf is considered gone. I mean for those regular employee or worker who stick obediently to the PAP system in going through their life.
Working hard for ur cpf? U think lky still alive? U give money to ur govt and they use the money to buy vaccine to kill you.
Yes, but for those who cannot migrate, this is not a solutionThe only way to unscam yourself from CPF is to MIGRATE!!!
That is fucking ridiculous. If u work in singapore, how can your not play the game? U have to pay CPF. u cannot avoid this.And 'playing the game' precisely entails playing within their system, under their rules. For example, giving the money to HDB, funding your very enemies and oppressors.
Even if you hypothetically huat big time, you are still a loser. The only winning move is to not play the game.
Best is to see CPF for what it is: hidden taxation, ignore it and carry on with your lives.
Either work Overseas or Do own Business?That is fucking ridiculous. If u work in singapore, how can your not play the game? U have to pay CPF. u cannot avoid this.
That is fucking ridiculous. If u work in singapore, how can your not play the game? U have to pay CPF. u cannot avoid this.
I think i need to start a thread on this. U are clueless.Did you read? CPF is hidden taxation. Playing the game = attempting to get the 'most' from your CPF.