This PRC is only partially right (just like PAP):
Correct:
Not all retails use digital payment
Online delivery is slower
False:
Except for shenzhen, shanghai, hk, macau and maybe some other cities. The rest only buys and uses domestic (shit) products
Digital payment can be easily used by the gov against YOU. Imagine you said or wrote something they don't like, only to find out they froze your account the next day.