Large families like hers are in the minority, with just 18 per cent of women here having three or more children in 2024, close to half of the 33.5 per cent in 2004.
The latest Department of Statistics data shows that women who at the end of their child-bearing years have two children made up the largest group at 41.8 per cent in 2024.
The new Large Families Scheme, which was announced by Prime Minister Lawrence Wong in his Budget speech on Feb 18, provides more financial support for families with three or more children.
This includes $1,000 per year in Large Family LifeSG Credits up till the child turns six. These credits can be used to defray household expenses such as grocery, utility and transport bills.
Ms Quek said: “Any money is helpful, because it takes a load off your mind. It gives you the freedom to attend to something else, like my kids’ emotional needs.”
She recounted how, when Mr Ong was seeking treatment for a brain tumour for six months in 2024, the couple had to dip into their savings. Thankfully, they had insurance coverage, and family and friends also came together to tide them over.
Ten-year-old Nathanael has been taking piano lessons for several years, but does not sit exams.
Eight-year-old Alethea has recently explored new interests in gymnastics, art and violin. Her parents check in on what she wants to continue – gym lessons will wind up soon as she is happy with what she has learnt.
On top of that, the older children have taken swimming lessons to learn about water safety.
Ms Quek emphasised that if she was worried about money, she would be working; however, she has chosen to invest in “learning how to grow as a parent”.
“Where we can, the adults will save up. I think our kids don’t lack (anything). We have all we need.”
The couple’s approach has worked well so far. The older two, Nathanael and Alethea, were both given Edusave Merit Bursary and Edusave Character awards earlier in February.