Forum: No success for single applying for HDB flat after 10 tries
Apr 01, 2025
For the past three years, I have been diligently applying for a Build-To-Order (BTO) flat under the singles scheme. I have submitted at least 10 applications, yet each attempt has ended in disappointment.
While I understand that demand for public housing is high and families are prioritised, the current balloting system appears to put singles at a distinct disadvantage.
Up till recently, singles could apply for only two-room flexi flats in non-mature estates. Even with the changes made to allow singles to apply for two-room flexi flats across all types of BTO projects, the odds of securing a flat are still low, with thousands of applicants competing for these units.
To make the BTO application process more equitable for singles, the Housing Board could consider the following improvements:
- Increase the supply of two-room flexi flats
With the growing number of singles in Singapore, it is time to allocate more units to meet the demand.
- Introduce a priority scheme for repeat applicants
Just as families with young children receive additional ballot chances, singles who have applied unsuccessfully multiple times should be given some form of priority.
- Greater transparency in the balloting process
Applicants should have clearer insights into whether certain factors influence the outcome. Providing a clearer breakdown of application statistics would help manage expectations.
- Consider allowing singles to apply for three-room flats
While families will always take precedence, permitting singles to ballot for three-room flats in selected estates could provide additional pathways for home ownership.
Home ownership is a fundamental aspiration for many Singaporeans, regardless of their marital status. If the Government’s commitment to making public housing affordable and accessible includes all citizens, then the system must evolve to reflect the changing demographics and needs of our society.
Tuan Ming Lee
Apr 09, 2025
I thank the Housing Board for its reply “
More 2-room HDB flexi flats to meet demand from first-timer singles” (April 7) to my letter “
No success for single applying for HDB flat after 10 tries” (April 1).
However, I would like to address two of the suggestions it offered – namely, to apply for projects with lower application rates and to consider the resale market with grants.
First, the recommendation to choose Build-To-Order (BTO) projects in areas with lower application rates, such as Jurong West or Queenstown, may sound practical, but it does not consider the constraints that many singles face.
For some of us, our livelihoods, caregiving responsibilities or access to essential services are closely tied to specific regions.
Moving to a location simply because the application rate is lower may disrupt our lives.
Furthermore, even within those developments, the number of two-room flexi units for singles is small, and the odds remain slim.
Second, the resale market is not a feasible alternative for many singles. While HDB points out that grants of up to $115,000 are available, the reality is that resale flats – especially in mature estates – are often priced two or three times more than a comparable BTO unit.
In my case, I am eligible for only one of the three grants, making the cost gap even wider.
Even with maximum subsidies, resale flats remain out of reach for singles who earn modest incomes and do not have the benefit of dual-income households.
I hope HDB can better recognise the real-life challenges that many single applicants face – financial constraints, limited options and repeated balloting disappointments – and consider refining the system. Making the process more equitable, such as by introducing priority schemes for long-time unsuccessful applicants, would be a good start.
Tuan Ming Lee