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Serious PAP HDB Investigating Sinkies Who Leave BTO Flats Empty And Then Try To Flip For Bigger Profit as 'Brand New' flats! Fucking Profiteers!

You know what? Before I got married, my ex husband lived alone in our brand new condo for more than half a year while I lived in my own condo. I should have charged him half a condo rent indeed.
free rent but no free sex. what a waste.
 
fuck off lah.
You have to practice this if you doesn't want your feet or head to be inside her toa jibye kang for renting half room :cautious::sneaky:
young-man-bending-down-physical-260nw-1825993091.jpg
 
You have to practice this if you doesn't want your feet or head to be inside her toa jibye kang for renting half room :cautious::sneaky:
View attachment 173231
For illustration of renting half room from gansiokbin

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Half room with leemited space

Final leesult with a slut whore @ginfreely will position her toa jibye kang at you

images.jpeg.jpg




images.jpeg-1.jpg


To prevent having your head or feet inside the kang
Practice this while sleeping
young-man-bending-down-physical-260nw-1825993091.jpg
 
........................... At the time of key collection, i was asked to submit my wife's income as they said they feel our combined income may be higher. This is the third time asking for such documents as I have submitted all the income documents duly twice...........
This is something new to me, I thought income criteria to apply for BTO is based on time of application , unless you are talking about CPF/HDB loan critertia
 
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This is something new to me, I thought income ctiteria to apply for BTO is based on time of application , unless you are talking about CPF/HDB loan critertia

Yeah, there is a ceiling for the monthly GROSS income not to exceed 14K

HDB’s income ceiling figures are for combined household income. So, if you are buying the flat with your spouse, the sum of both your monthly incomes must not exceed the income ceiling of 14000/- per month for BTO​

For more information on eligibility criteria please refer the following:
https://blog.moneysmart.sg/property/hdb-income-ceiling-bto-ec-resale/
 
Yeah, there is a ceiling for the monthly GROSS income not to exceed 14K

HDB’s income ceiling figures are for combined household income. So, if you are buying the flat with your spouse, the sum of both your monthly incomes must not exceed the income ceiling of 14000/- per month for BTO​

For more information on eligibility criteria please refer the following:
https://blog.moneysmart.sg/property/hdb-income-ceiling-bto-ec-resale/
Thanks for your response, maybe my question was not clear, but i was referring to the time of the income ceiling of $14,000, whether its at time of application or collection of keys
 
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Thanks for your response, maybe my question was not clear, but i was referring to the time of the income ceiling of $14,000, wherher its at time of application or collection of keys
Normal submission of income assessment for bto is during unit selection time not during collection of keys.
At times during selection time the applicants could have worked fulltime in a job less than a year. Hdb doesn't accept this assessment and applicant will need to apply for a lee assessment. By default the lee assessment will be done during the key collection time.
Some high flying elite graduates might meet the income assessment at 1st but along the way eg 5 years later their combine income will exceed 14k.
Does it mean the couple shall wait for 5 years for nothing :frown: KNN
 
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