Thanks for your response, maybe my question was not clear, but i was referring to the time of the income ceiling of $14,000, wherher its at time of application or collection of keys
Normal submission of income assessment for bto is during unit selection time not during collection of keys.
At times during selection time the applicants could have worked fulltime in a job less than a year. Hdb doesn't accept this assessment and applicant will need to apply for a lee assessment. By default the lee assessment will be done during the key collection time.
Some high flying elite graduates might meet the income assessment at 1st but along the way eg 5 years later their combine income will exceed 14k.
Does it mean the couple shall wait for 5 years for nothing
KNN