Scams are indeed a serious concern, as many fellow Humans had their life savings wiped out, that enriched scammers & their leaders to lead a high life with the billions they had unconscionably scammed from. Legislators worldwide may have to discuss & find pragmatic solutions to resolve this issue, even if Humanity have to go to the last resort to CAPITAL PUNISHMENT of scammers, for the great harm they had done to innocents, some whom may had committed suicide for their loss of life savings.... as well as better pragmatic ENFORCEMENT & practical EDUCATION to save innocents.
In the light of economic & tech advancements, where trade & finance had been greatly advanced whereby by a mere click, a product can be purchased half way across the world that would had taken months or years without such advancement. However, equally, there are the intelligent whom should had used their knowledge to save & progress Humanity, but sadly had chosen the path to destroy Humankind's progress for their OWN personal gains, even at a mere $50 to give up their soul for instant gratification...
There is MUCH to do, to help save Humanity. To beat the progressive scammer, is to THINK like a progressive scammer, & be a few steps ahead of their suppose abilities. They are the few but WE Humankind are the MANY, with many whom are Far more intelligent than them & can SHARE info to destroy them.
Perhaps, with our technological advancements, where much financial ease had been help by phone apps, innocents may consider getting TWO handphones instead of one.
a) One individual & personal Handphone with a Sim card whereby the only apps are for PURE phone use for communication-to loved ones & to DOUBLE confirm govt & banking agencies, used for financial transactions. ABSOLUTELY NO other apps will be downloaded on this phone.
b) A SECOND handphone with ANOTHER sim card from the various Telcos, either by monthly or annual subscriptions, costing less than $30/mth, will be for general use such as work & recreation. This manner, no matter how many apps are downloaded, scammers access to phones are only limited to info from surfed sites cookies & have no other means to gain any personal banking data.
c) ALWAYS DOUBLE CONFIRM from AUTHORIZED sources FROM OFFICIAL websites & telephone numbers should one is demanded action from such mere phone calls. Anyone can claimed to be anyone on the phone, even sounding like a authoritative finance or govt official, or a loved one. So do not be fooled. All it takes is often only a few mins to double confirm a call from official sites, than to panic, be fooled & lose all your hard earned money.
d) Do NOT be a fool. There is NOTHING that is free in this World coming from Biz enterprises. It would be against Free Market Principles. Any DISCOUNTS offered are either that the prices had been marked up, or they want something else from you - your particulars which may even be sold to 3rd parties, even to scammers. Thus be always wary of such apps.
True biz entities do have their own PAYNOW or bank account numbers which one can use a secure handphone to transact without asking for any particulars from innocent buyers.