I did not say that i was expecting the house to be "FREE" i am just trying to highlight the higher costs... not only the rate of interest but the Real estate taxes and Insirance premium as something that adds up to the monthly commitments.. which everyone should be aware of.... I have not heard of real estate taxes of 100 over sgd per month in singapore HDB or condos... to add to it if one has to compulsorily take out an Insurance for the loan then that too adds to your cost ... hope yiou get my point.
chill bro...not trying to belittle u la..haha. yes i think quit rent/prop tax is indeed higher in JB...
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