Hi Bros,
This is my 1st post and it is a post to seek help and advice from those who bought sub sale unit in Horizon Hills.
Here is my nightmare experience so far:
mid dec
- lady P who works for developer informed me there is a subsale terrace unit available @ the golf
- seller's asking prize 600k (based on valuation)
- my wife loved it, the only stumbling block was no price negotiation allowed, P said must follow valuation and i cannot view valuation report
- P also said no need to pay agent's fee, not entitled to house warranty and club membership
- P said I must choose lawyer assigned by them and she will recommend me the best and most reliable one
- Family crisis back in s'pore pushed us to sell s'pore home and commit to jb house as we need a temporary and weekend home anyways
- P instructed me to cut S$5k cheque directly to seller, instead of law firm
- P said the whole process take 3-4mths and I can expect to collect keys in Feb
- I reminded P although i expected slight delay in collecting keys, my family cannot wait longer than March
- Lawyer did not show up yet
end dec
- turns out P only submitted my loan application to standard chartered bank, which gave me a lower loan 75%
- after chasing P, she gave me other bank contacts to resubmit loan application to HSBC, Allianz, UOB, which took up a few more weeks
- lawyer did not show up yet
jan
- loan with uob approved 85% which i accepted
- however, valuation is 580k not 600k stated by P
- seller issued warning to my lawyer that if SPA still not signed he will forfeit my 5k deposit, he is getting anxious just like me
- lawyer's assistant finally emerged and emailed to seller and cc to me
- apparently, the lawyer still on holiday and only back on 8 Feb, must wait for his return to sign SPA
- i issued warning that SPA cannot miss deadline, demanded for a copy for review, no reply from law firm
- i am getting agitated and contemplating changing lawyers, also threatened to seek damages if i cannot move in by Mar
Feb
- seller knew i need to move in Mar, offered to rent empty shell home to me @ RM1500 (instead of market rate RM1800)
- i began to feel uneasy about the deal and confronted P who replied "seller is her rightful customer, she has nothing to gain from me, i should appreciate her help"
- lawyer finally came back from holiday, i spoke to him for the first time since he took up my case in dec
- he sounded incoherent over the phone and said seller requested a few amendments so he need time to amend for seller's lawyer
- he could not answer me when i ask why he never respond to my email, why simple amendment took so long to complete?
- he never ask me whether I wish to state any special conditions to seller, I am fully convinced he was never acting in my interests
- he also replied tersely "dont push the blame to me"
- i took the signal and axed the lawyer immediately, fortunately through UOB banker I found a reliable panel lawyer who arranged for a meeting with his team next Mon
Questions:
a. can i take action against P or the axed lawyer for costs incurred due to late move in (ie. rental of temporary home, misrepresenting valuation price)
b. uob banker say i must pay for the valuation report, is this the norm?
c. what special conditions should i state to further protect my interests in the SPA?
d. In dec, seller verbally agreed to allow me early move in for reno before completion, but now change tune and want me to pay rent upon hearing my circumstances, is this fair?
e if seller disagree, the deal goes south or he refuse to extend deadline for SPA and forfeit my 5k, can i sue him or the axed lawyer for the forfeited cash?
f. anyone faced similar frustrations before in sub sale deals, any stories to share here?
Many thanks in advance.