it's a well-known fact that m&ds like you patronise harvey, courts, gain city etc for their credit terms.
m&ds love discussing which outlets give the best credit-terms over teh alia, while boasting over their home furnishings that they can ill-afford, providing good biz for debt collection agencies - style mau tapi utang tak boleh bayar. batam / bintan has less business for curtains, fabrics etc coz mak-kentals like you cannot get credit over there but their supermarts get good business - for the cartons of instant noodles that m&ds hoard for their daily meals, that even your fellow m&d ica fellas are laughing at. bargaining needs intelligence and eq, and you'd be better off eating nutrient meals instead of boasting whatever little you have (intelligence) or trying to weasel your way out, of which both traits you proudly swear by, bodoh sombong.