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Failing Business Heavily in Debt 2nd Chance Possible?

Live simply. Enjoy your life. I am happier with with $7.90 Baleno plain T shirts and $14.90 Indonesian Top to Toe brand bermudas bought from Giant. That's my weekend attire.
 
Live simply. Enjoy your life. I am happier with with $7.90 Baleno plain T shirts and $14.90 Indonesian Top to Toe brand bermudas bought from Giant. That's my weekend attire.

Baleno clothing quite good quality and men T shirts are smart looking too :thumbsup:

We don’t need Louis Vuitton or Prada men shirts ... :whistling:
 
Live simply. Enjoy your life. I am happier with with $7.90 Baleno plain T shirts and $14.90 Indonesian Top to Toe brand bermudas bought from Giant. That's my weekend attire.

Yesterday I sappoo so many Polo shirts from Polo shop in Chiputra Mall, knn this Thursday Indonesia celebrating 73rd year of independence and Polo giving 73% discount for whole shop everything. Polo good quality normally Rp 1.3mil now Rp 351,000, normal quality Polo Rp 750,000 now knn $20. You say buy or no buy?
 
KTV days are over. Excessive smoking and alcohol plus late nights is like an combination of addictive toxicity that make your mind crave for more.

Spend a few thousand dollars on the PRC KTV girls for some sexual pleasures. But those run table girls now working at Peace Centre are really ugly :sick:
 
KTV days are over. Excessive smoking and alcohol plus late nights is like a deadly combination of addictive toxicity that make your mind crave for more.

We need those Zen type of hydrotherapy, can detox away all those toxins you taking about.

 
OCBC refused to waive off my annual fee cos i wasn't using their card much. I cancelled it promptly. Will apply after 1 year to qualify as 'new customer' for free gifts such as luggages. Whenever u wanna make a big purchase, go find out which card will give u freebies for spending. AMEX giving away Samsonite luggage if u spend a few thousand dollars. Easy to spend that if u book a holiday trip or buy a luxury good.
Hey Scrooball, with many credit cards, it is difficult to use all frequently or regularly in order to have auto waiver of annual fees. Try this trick, it works for me. For those cards that you need (e.g. for some country or jurisdictions) or other reasons, but seldom use regularly, use such cards t pay off your monthly recurrent bills. Examples: Google Drive cloud storage fees, SingTel bills, etc. Thereafter, your usage will be monthly and regular. Annual fee waiver ... no prob.
 
Yesterday I sappoo so many Polo shirts from Polo shop in Chiputra Mall, knn this Thursday Indonesia celebrating 73rd year of independence and Polo giving 73% discount for whole shop everything. Polo good quality normally Rp 1.3mil now Rp 351,000, normal quality Polo Rp 750,000 now knn $20. You say buy or no buy?
Buy. Lol :D
 
KTV days are over. Excessive smoking and alcohol plus late nights is like a deadly combination of addictive toxicity that make your mind crave for more.
yes no ktv. those are money suckers. used to hit the gym but cheebye california closed shop so took up cycling and now cycle at nights with a group. good hobby
 
Yesterday I sappoo so many Polo shirts from Polo shop in Chiputra Mall, knn this Thursday Indonesia celebrating 73rd year of independence and Polo giving 73% discount for whole shop everything. Polo good quality normally Rp 1.3mil now Rp 351,000, normal quality Polo Rp 750,000 now knn $20. You say buy or no buy?
altogether now, loot ah!:cool:
 
Hey Scrooball, with many credit cards, it is difficult to use all frequently or regularly in order to have auto waiver of annual fees. Try this trick, it works for me. For those cards that you need (e.g. for some country or jurisdictions) or other reasons, but seldom use regularly, use such cards t pay off your monthly recurrent bills. Examples: Google Drive cloud storage fees, SingTel bills, etc. Thereafter, your usage will be monthly and regular. Annual fee waiver ... no prob.

It's a good idea. But of cos it gets troublesome trying to keep track after a while. Now i hope to reduce the number of cards to about 4.
 
However they are not keen to move in because they find it too "troublesome" to move house.

Lao lang geh move house very fast up lorry, you don't know ah? Don't force them to move over if they don't want to. Besides, your rentals should help off set your debt. Good move.
 
People should read more of such stories rather than the successes of Jack Ma. Read the failures and you'll learn more

Singapore is a land that mistakes are expensive. Jack Ma had his fair share of hard work, but he is born right place right time on a land of opportunities.
 
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