It is not only the excesses of the PAP, we want a government that work for us, affordable, honest, transparent, dependable, accountable, not one that is ultra expensive, arrogant to its own people that voted for them, opaque in their dealings & take for granted the money entrusted to them is for them to manage & not to the people who work had, blood, sweat & tears for them & many, many others..haven't we have enough?
As for CPF, we must be given the voice & choice to make for our MONEY, not yOUR MONEY!....we must be given the choice, to withdraw, all we have saved or leave what we have, behind to be managed by people whom we trust, not policies that keeps changing like a 'chameleon' in our life time on our CPF & making a mirage of the money we have in there & leaving voiceless on hard earned money.
Accountable....those who make grave mistakes, must be removed immediately & not allowed to remain & still earn their keeps from the taxpayers, not only in years but in decades...we have a government that is full of 'rotten dead woods'....