Credit card and cash payment

[Sha_Gua75]

Been victim of credit card....lucky able to live again :o

 

[Mighty Megatron]

bro,
Debit card is the same too...And another plus point for credit card is that the points to redeem from gifts or voucher from bank.I find most tour agencies practice this.What about you guys out there?

Don't make enough to qualify for a credit card :(

 

[hughgrant]

i believe its been factored into the cost of doing business and whether u pay by cash or visa still same price. so in a way, those paying cash is subsidising those who pay by card

 

[pia]

i believe its been factored into the cost of doing business and whether u pay by cash or visa still same price. so in a way, those paying cash is subsidising those who pay by card

Actually, due to that fact, I prefer to pay by credit card instead of cash. You have points, special offers etc which translate to money. There's no incentive in using that NETS card or cash this way.. although by right, the merchants should be grateful to you.

As long as you pay your credit card bills on time, there's really no reason why not use the card. You can even ask the bank to waive the annual fees. So if you're not a credit roll-over type, membership does have its privileges

 

[bigbossman]

Anyone encounter surcharge 3% for using credit card in making payment?

One industry that you almost cannot escape paying the 3% is travel agency. This is because all travel agencies are "family owned" or "small company" and they will tell you CC add 3%.

The exception to that is to find big companies like Thomas Cook Travel etc. American Express and Diners may have their own travel dept. These companies being "big companies" will accept CC without 3%.

p.s: The 3% is in violation of their service agreement with VISA.