a huge proportion of american elderly between 55 and 65 do not have healthcare if they lose their jobs or retire, and will have to wait till 65 to enjoy medicare. meanwhile, they can either sign up for obamacare or go back to work. you're seeing more old americans at work and postponing their retirement than ever before. if they have the pap as their guardians, they would be singing kumbaya and kissing the pappies' arses. sinkies are extremely lucky to have such a caring gov with astute affordable policies. :p