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Chitchat Breaking news ! Ginfreely is Very Kind Lady

ginfreely

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Ya everything I said here are facts that I can say in twitter or court or official select committee or whatever. I am a virgin smeared worldwide by malicious cowards like you is a fact

Not like the evil coward criminal bullies here hiding in rat hole smearing me a virgin with annulled marriage as a slut whore mistress.
 

ginfreely

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All the pretentious disgusting evil coward bully doggies acting innocent here when all know my name my NRIC number my face and been viciously smearing and harassing me non stop for years.
Pui the mother wife daughters phua cb of all these sluts and sons of sluts smearing me a virgin a slut whore mistress starting from kt latha!
 

rotiprata

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Pui the mother wife daughters phua cb of all these sluts and sons of sluts smearing me a virgin a slut whore mistress starting from kt latha!
slut!... u better behave.... after I put ur idol in prison for good... I'll come after u

hzmacc0629.jpg
 

sweetiepie

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All this is public info that I submitted to select committee for online falsehoods. You Cantonese evil coward bully dog dare not post in my twitter but create thread here like as if if this is some secret. Pui!
KNN did the select committee replied you ? KNN but rook rike the tweeter is all yourself harassing yourself le where are the wolfs KNN
 

AhΜeng

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Pui the mother wife daughters phua cb of all these sluts and sons of sluts smearing me a virgin a slut whore mistress starting from kt latha!
Do you have a picture? Do you mind posting it here so we may give good comments about you?
 

glocky

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Apparently, Miss Very Kind Lady had also written to the ST Forum in March 2006, letter titled 'Why do existing customers pay a higher 2nd-year rate?'.

Other people had responded and referred to her letter. Her letter couldn't be found. The libraries might have it on microfilm archives.
Information archiving and retrieval in Sinkieland is still third world standard. :rolleyes:

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http://personalaccidentinsurancefaq.../banks-charge-differently-from-what-they.html

April 4, 2006
Banks charge differently from what they say

I refer to the letter from Very Kind Lady, “Why do existing customers pay a higher 2nd-year rate?” (ST March 31)

Very Kind Lady took a floating rate home-loan from United Overseas Bank (UOB). The loan is now in its second year and it costs 4.05 per cent. However, UOB’s advertised second year rate is only 3.5 per cent.

The 3 local banks offer identical home-loan rates and our family had a similar experience with a different bank. Our year 2 home loan rate shot up to 3.85 per cent while the quoted rate is also 3.5 per cent.

I looked into this and found there is no relation between the rates banks quote and the rates they charge. In fact, a loan officer told me, "The variable rates we tell customers does not obligate the bank in any way."

It turns out that how much you pay depends on the bank’s "board rate". Each bank has many board rates and can re-set them at any time. This determines how much a borrower must pay for a variable rate home-loan. It is independent of a bank’s advertised rates.

Larry Haverkamp
I thought ginfreely is filthy rich. Why need to take loan? Is she one of those property speculator which cause property orices to spiral out of control? Typical selfish Singaporean!
 

sweetiepie

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KNN @ginfreely went to rajah tan advocates KNN wonder did they got advise her go imh anot when she told them about firecrackers wolf whistles etc KNN or do they collect lawyer fees from her or ask her go imh KNN
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