this is just part of the story. the actual con process is like this. if u r inflicted with chronic diseases such as hypertension, diabetes, etc that need lifetime medication, u r entitled to use cpf medisave to diffuse the polyclinic medical bill. however, the limit is you can only use $300 per yr fr medisave. once u hit that maximum, u ve to come out cash.
each time if u go polyclinic to get your medication and consult the dr or do lab tests, you can only use 70% of the total medical bill incurred. the balance of 30% is cash. $3.14 applies each time u wanna use medisave to pay the 70% of your bill. so say, if the bill is $50, $35 is deducted from medisave; and $15 must be paid in cash. on top of that an extra $3.14 is zapped off fr medisave.
the question here is : WHO REALLY BENEFIT? why do they have to charge that $3.14 when everything's now is computerised? it's right pocket to left pocket.
now i m definitely sure that the cpf, medisave and whatever linked is not to help us but to help them better.
if one have to get medications every 3 mths, the total of the processing fee of would be $3.14 x 4 = $12.56 per yr. if those who need to replenish their medicines every mth, then using medisave to offset would be a total of $3.14 x 12 = $37.68 poorer every year. then u multiply by the number of years, it's would be quite absurd! don't forget, they may consider raising this process fee which we never know when. then what next?
cpf is OUR MONEY but it seems that the gov is making it more and more difficult for us to own it when the time is due or even use it when it's most needed. just imagine most of the chronic illed patients who use this mode for their payment, how much cpf stands to leech from us?
why would a chronic-illed patient wanna resort to using medisave to pay? reason is obvious: they are relatively poorer. since they are chronic-illed, they would not be in profitable employment or which also mean if they were to be employed, they would be disadvantaged and exploited. their pays would ultimately be much lower than the standard pays of their peers.
how does gov help this group of people is really a mystery? it's even greater mystery how the homongous amount they collected from increased GST are used according to what they had claimed.
and where is CASE when they are most needed?