Apple has their reasons why they stuck out of NFC till now. "technologically inferior product"?? hmm....I come from a generation that transited from ledgers to main frames to mini computers like NCR, IBM, DAC etc..to desktop computer running DOS I.0, display write, Lotus 123 version 1.2.3....to pagers to bulky mobile phones to....I think I can name you Operating Systems that are long incorporated into today's technology....uses devices at those times were so called "technologically advanced"....tried a newton once...then used PALM for while, even tried one of the earliest Microsoft Smart Watch by Timex....so?
I have tried all sorts of mobile phones, including one some long time back that run on GPS....where one have to make calls in some remote regions.....what I am saying is...I do have Android based phones & would not restrict myself from using Apple IOS phones...but ease of use & security ( though it can not be 100%)....I prefer the iPhone...