no cannot! u cannot withdraw until you reach 55 and also must maintain a minimum sum. withdraw now and you become lazy...eat and sleep at home...only seek enjoyment with mies meis and entertain yourself...no cannot withdraw cpf now...go and create some jobs for yourself. go and sell goreng pisang or satay. go and create some special dish and make a living yourself. don't always depends on gahment to wear...go and don't be lazy. cpf is sacred.you cannot anyhow and anynow suka suka withdraw for your benefits.cpf is our life savings. you only touch when you are really dead and cold with no where to go. cheers to cpf!!!