.
The loan shark who kept cops on his payroll Ah Long San, arguably the most notorious loan shark in Singapore, died at the age of 62 on Aug 27, 2018.
Ah Long San, arguably the most notorious loan shark in Singapore, died at the age of 62 on Aug 27, 2018.
SINGAPORE - Envelopes of cash, drinks on the house and nights of debauchery.
It may sound like a scenario straight out of a Hong Kong police drama, but these were the carrots dangled in front of crooked cops in Singapore who were on the payroll of one of the most notorious loan sharks of all time - Mr Chua Tiong Tiong, better known as Ah Long San.
The 62-year-old, known as "Ah San" to friends and family, died on Monday (Aug 27) after a suspected heart attack while alone in his car in Geylang.
Most infamously known for infiltrating the police force and having cops from various stations on a retainer system, the revelation of his reach shook the force's ranks in the 1990s.
However those around him described him as a soft-spoken "gentle leader" who took good care of friends and family.
He was also known to take those who had been just released from jail under his wing, and sometimes even gave them a start in the unlicensed money lending business, said a source who used to operate in the same circles.
The father of six, whom associates described as "baby-faced", commanded the respect of hundreds of runners during his heyday.
"If you dared to bully him, he wouldn't be the one fighting back, it would be one of the many people that backed him up that would come after you," said the source, adding that those around him would not hesitate to use violence.
Even after his death, his influence was palpable, with hundreds streaming in and out of his three-day wake at one of his properties in eastern Singapore, and more than 200 showing up for his funeral on Thursday (Aug 30) afternoon.
The three-day wake of Mr Chua Tiong Tiong, better known as Ah Long San, was attended by over 200 people, including a group believed to be plain-clothes policemen.
His family declined to comment and visitors at the wake remained tight-lipped. A group of men, believed to be plain-clothes policemen, also turned up during the funeral and cremation ceremony with cameras in hand.
Those close to the late Ah Long San, who spoke on the condition of anonymity, said he came from humble beginnings and worked at a coffeeshop and as a taxi driver before he ventured into the realm of unlicensed money lending.
His operation started when he won $20,000 in a lottery and used the winnings to start the unlicensed moneylending business some time around 1980.
The nickname Ah Long San followed suit. Mr Chua used to be very thin and those around him called him "Ah San" (Hokkien for thin).
And when he became a loan shark, the moniker became "Ah Long San", despite him having grown a paunch through the years. His multi-million-dollar loan shark syndicate included his own brother Chua Tiong Chye, hundreds of runners and thousands of borrowers, associates told The Straits Times.
Ah Long San died after suffering a suspected heart attack on Aug 27, 2018. Related Story Ah Long San's death:
5 facts about Singapore's most infamous loan shark Related Story Ah Long San, once Singapore's most notorious loan shark, dies from suspected heart attack .
The syndicate raked in about $500,000 a month, and was believed to be one of the biggest and most advanced operations at that time; using laptops to keep digital records of debts.
Besides owning several homes in the East, Ah Long San also had a penchant for BMWs and Mercedes-Benz cars. He was also reported to be a filial son.
What made him different from the typical loan shark was his foresight, said a friend who knew him in the 1970s.
"While others spent their earnings on gambling and vice, he bought houses and businesses," said the elderly man who declined to be named.
"He was a gangster with a brain and principles." But in 1980 and 1988, Ah Long San was caught for illegal money lending and reportedly decided to give up the business in 1990.
He had reportedly tried to go clean and invested over $1 million to open a coffee shop, two karaoke lounges and a construction business.
Officers from the Corrupt Practices Investigation Bureau (CPIB) told The New Paper in 2004 that his method of keeping officers on his payroll was unprecedented at that time.
He cultivated long-term relationships with cops, entertaining them at nightclubs, paying for their holidays and even sponsoring the studies of an officer overseas.
And when the time came he would call on this network for information on cases and upcoming raids. On Ah Long San's part, he remained tight-lipped when questioned by the authorities about his police contacts.
True to his name "Tiong Tiong" which in Chinese characters means "loyal", he refused to give up their names unless the officers themselves confessed.
In 2001 he was sentenced to 10 years' jail for for bribing police officers with cash and entertainment at a nightclub between October 1997 and December 1998. But he didn't go to jail alone, he took with him 10 former officers - among them an assistant superintendent and three inspectors - as a result of the corruption scandal.
However Ah Long San was believed to have been in ill health in recent years. In June 2000 he underwent a quadruple heart-bypass operation and was on medication.
Sources said he remained in sickly even after his release some time around 2008.
While he laid low for most part, Ah Long San opened a karaoke lounge which a source said was "for fun" and he left to friends and family to run.
"He had made a lot of money already so he didn't need to work. He mostly met people to chat and pass the time." Added the source: "While the general public think of him as a criminal, to the gangsters he was a good man."