79-year-old S'pore PR critically ill during Seoul holiday, but insurance firm refuses to cover costs

[k1976]

Pre existing hypertension means no one can get insured because that means high blood pressure....what is the percentage of ppl who have no high blood pressure...? Practically nil..

Pre existing condition require extra extra $$$$$$ for coverage

 

[k1976]

one will be stupid to rely on insurance. When to comes to filing a claim, there will thousand and one excuses not to give or drag so long until you expire.

Many many sinks believe they are very very well covered by insurance plans de woh

 

[kulgai]

Are you implying that insurance companies know about this and still chose to sell you a product which won’t benefit you? Are you also implying that insurance companies are a bunch of degenerate filthy greedy scumbags who will sell their mothers for practically nothing?

Insurance companies are under no obligation to ensure that you bought the right product. Only when a claim is made will they start investigating if they are obligated to pay in the first place. essentially, the insured must do his own due diligence when buying a policy.

 

[A Singaporean]

Why does he become a PR ? If he is a foreigner, PAP would have sent a plane to evacuate him as he is here to create good jobs for Sinkies.

 

[Scrooball (clone)]

All the insurance agents and employees are coming out of the woodwork like cockroaches

 

[Hypocrite-The]

Pre existing condition require extra extra $$$$$$ for coverage

If tat the case...might as well hike the prices permanently...who has no pre existing conditions ?

 

[Hypocrite-The]

My blood pressure is great. Doctor couldn't even get a count

U don't even have a heartbeat....so have insurance for wat?

 

[kulgai]

I have preexisting illnesses (sorry can't disclose here as it is privacy) based on what my doctor told me. So I was advised to buy pre existing coverage for travel insurance.

Because my work (covered by office travel insurance) or leisure travels are usually in Asia, I bought the Income PreEx coverage annual plan which is about $800 per year.

It breaks even after about 6 to 7 trips in Asia per year (compared to buying single trip PreEx which is more expensive if you leave the country very often).

So don't be penny wise pound foolish when it comes to travel insurance. What's the point of buying a non PreEx coverage when you can't claim at all.

i'm not aware of any other insurance company offering pre-existing cover other than Income. is yours from Income?

 

[GOD IS MY DOG]

go to Seoul....................and lose his soul.............the wife the sole beneficiary ?

 

[Franjipani]

i'm not aware of any other insurance company offering pre-existing cover other than Income. is yours from Income?

Only Income offers Pre Ex. That's what I know after researching all the travel insurance available. At least they put it on their Income App. Other travel insurance very mafan. Income Travel insurance more convenient.