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    Chitchat Bond investors in Spore be careful

    paper rich, cash poor. Oil looks like it might be near its bottom maybe time to load up on some oil stocks. Noticed they bonds is on oil services, not on an actual oil company.
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    Serious Singapore investors have unrealistic income expectations: Schroders survey

    On the contrary, I have 2 small kids and a wife to take care. Something like vbr is high risk in itself. If you want to punt. Play the actual small cap. I've position on a high risk high payout stock. Have a couple of thousands on it. If it goes to $5 I'll have a mil. Thats the only high risk i...
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    Chitchat Mudlander solves superbug problem

    Sinkies don't have the spur stuck to their hides hard enough. in Malayland, the chinese are pushed hard to go out and explore. If you can't survive outside you die. Note, eventually she won't be a mudlaysian but most likely an aussie.
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    Serious Singapore investors have unrealistic income expectations: Schroders survey

    https://personal.vanguard.com/us/funds/snapshot?FundIntExt=INT&FundId=0937 VBR seem a bit high risk for my taste. But to each his own. Good luck Johnny.
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    Serious Singapore investors have unrealistic income expectations: Schroders survey

    ETFs are traded like shares. If you have a regular trading account, you should be able to buy it like any regular shares. That is the beauty of ETF. If you want to play the market more, you can technically wait for a "Sale" and get it then.
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    Serious Singapore investors have unrealistic income expectations: Schroders survey

    Ah johnny do inform me what you settle on. I'm interested to find out what you end eith. Might do the same with small caps vanguard.
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    Serious Singapore investors have unrealistic income expectations: Schroders survey

    Mate told you to check vts. https://www.vanguardinvestments.com.au/adviser/jsp/investments/etf?portId=0970##prices-and-distributions-tab And yes dividened per quarter. Only problem is 148 a share. I play vas. Much cheaper. If i have the coin i'll get some. Got a feeling it'll fall next year...
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    Serious Singapore investors have unrealistic income expectations: Schroders survey

    What market you want to play? If etfs look for vanguards or blackrock products. Which index you want to follow? Sgx? Nasdaq? Dow? S&p?
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    Serious Singapore investors have unrealistic income expectations: Schroders survey

    Don't forget some etfs do oay out dividened based on the index it tracks as well.
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    Serious Singapore investors have unrealistic income expectations: Schroders survey

    Get some etf. I suggest vts. Warren buffet has a bet with a fund manager that etf will out perform any funds in the long run. He is 68% ahead now while the funds are only like 20%. If you want to punt, play what you can afford to lose. My recent punt us now 150% ahead after a year.
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    Chitchat Iphone 7 and apple

    Most people requirements is just a snapshots. Which is why mobile phone cameras will always outsell any DSLR for photography.
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    Chitchat Iphone 7 and apple

    Before the iphone most mobile phones don't come with a headphone jack either.
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    Serious IT consultant very high pay?

    The other half don't even know how to google and asked others to google for them.
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    Chitchat What effective anti-mosquitoes are there?

    Indeed, you can go grab some.
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    Chitchat What effective anti-mosquitoes are there?

    Get some wolbachia infected mossies. Aparently it stops zika as well. https://m.youtube.com/watch?v=1ErcwogWbIA
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    Chitchat 50 years on and we still consume these "medicines"

    Blackmoores, Swiss, biggest consortium here for this sort of things here. Shows the power of marketing. Maybe a good case study of business model.
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    Chitchat 50 years on and we still consume these "medicines"

    They have other quackery like chlorophyll tablets. People will believe anything. Not just the in Singapore.
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    Serious Travel advisory: To Zika or not to Zika in Singapore

    Re: Australia issues travel update on Singapore over Zika fears hmmm Haze needs to be stronger to kill off the mossies.
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    Australia, the lucky country.

    For public schools, primary till high, there is a yearly, school maintanance fee, it depends on the school, usually less then $500. Tertiary, depends on course, via HECS-HELP, looks like they removed that for PR...
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    Australia, the lucky country.

    Depends private/public, tertiary is not exactly free, but more or less interest free loans. We treat all PRs the same, except for passport, jury duty, and certain jobs.
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